Financial Adviser

Job title: Financial Adviser Employee BenefitsReporting to: Head of Employee Benefits
Date of Issue: February 2026
Location: Sittingbourne

The Financial Adviser (Employee Benefits) is responsible for delivering professional, impartial financial guidance to employees, with a particular focus on helping them understand and optimise their workplace benefit arrangements. The role supports employees in making well informed financial decisions through structured one to one meetings, presentations, and the provision of clear educational materials, ensuring complex financial concepts are communicated in an accessible and compliant manner.

One-to-one meetings which invariably involve discussions around how employees can best utilise their Workplace Pension as part of their overall financial plan but will also include:

• Understanding when and how to amalgamate pensions.
• Overall pension or investment targeting.
• Efficient use of mortgages.
• How to identify when to use other financial products such as ISAs, protection policies, cash accounts, NS & I.
• When Buy to Let and alternative investments might be appropriate as part of a financial plan.
• Helping those facing significant AA ‘tapering’ identify how best to save for retirement.

Presentations – these could include general financial planning guidance, announcing changes in workplace benefits such as pension scheme switching or the introduction of new features such as Salary Sacrifice implementation.

Updating Shackleton EB systems to maintain thorough records of all client conversations.

Tax and Allowance calculations – as an example: helping a client identify their maximum scope for Annual Allowance usage.

Creating employee-facing documents that help explain financial services products or concepts in a way that the ‘man in the street’ would find accessible.

Maintaining an online literature library designed to explain the most common personal finance and benefits issues to employees.

This job description may be reviewed and subsequently amended to better reflect any changes required in the role.

Person specification

Qualifications

• CII Diploma in Regulated Financial Planning.

Knowledge and experience

• Strong understanding of workplace pension schemes, including DC arrangements, pension consolidation, Annual Allowance and tapering considerations.
• Solid knowledge of wider personal financial planning areas such as investments, ISAs, protection products, mortgages, and savings vehicles.
• Experience delivering one‑to‑one financial guidance to employees or clients in a regulated environment.
• Proven ability to present financial concepts clearly to groups, both in person and virtually.
• Familiarity with maintaining accurate and compliant advisory records and using internal systems to document client interactions.
• Understanding of FCA regulatory requirements and adherence to professional standards within financial advice.

Personal skills

• Excellent communication skills, with the ability to translate complex financial information into clear, understandable language.
• Strong interpersonal skills with the ability to build rapport and trust quickly with employees at all levels.
• High attention to detail and strong analytical capability.
• Professional, ethical, and client‑centred approach to advice and guidance.
• Ability to work independently, prioritise effectively, and manage a varied workload.
• Confident presentation and facilitation skills.
• Commitment to ongoing professional development and maintaining up‑to‑date technical knowledge.
• Sound judgement, discretion, and the ability to handle sensitive financial discussions appropriately.

If you are interested in learning more about this role or want to apply, please send your CV/Application to