Senior Trust Officer

About Alta Trust

Alta Trust is a dynamic and growing trust company in the financial services industry, providing sophisticated fiduciary solutions across Personal Trusts, Private Funds, Common Trust Funds, Institutional Trusts, and Collective Investment Trusts. We pride ourselves on delivering exceptional client service while maintaining the highest standards of fiduciary governance and compliance. Our lean, collaborative team structure offers direct access to senior leadership and the opportunity to help shape processes and best practices in a growing organization.

As a Senior Trust Officer, you will manage and administer a diverse book of complex fiduciary accounts, with primary focus on personal trusts and related structures. Your responsibilities will include reviewing governing instruments and related legal and financial documents, coordinating asset onboarding and money movement, and making prudent, well-documented decisions consistent with policies, procedures, and applicable regulations. You will serve as a key point of contact for clients and professional advisors, support team excellence through mentorship and quality control, and contribute to business development through deepening existing advisor relationships.

• Administer and oversee a book of trust and fiduciary accounts, including discretionary decision‑making within delegated authority
• Interpret trust agreements and related legal documents; ensure accurate account setup, administration, and documentation
• Conduct periodic account reviews to confirm compliance with governing documents, internal policies, and regulatory standards

• Lead onboarding of new relationships, including funding, asset transfers, titling, account opening, and required due diligence
• Coordinate distributions and other money movement; confirm authorization, document rationale, and ensure timely execution
• Partner with investment and operations teams to monitor investments and support trust operations, including vendor and third‑party oversight

• Maintain strong relationships with clients and professional advisors (attorneys, CPAs, investment advisors) through responsive, proactive communication
• Support business development by deepening relationships with existing advisors and identifying opportunities with prospective clients
• Serve as a trusted resource for complex trust and estate planning questions

• Support compliance activities including BSA/AML and KYC due diligence
• Mentor junior team members and support quality control initiatives
• Contribute to continuous improvement projects, process documentation, and special initiatives

• 7+ years combined experience as a trust officer and/or trust administrator and fiduciary services, or equivalent experience in a regulated trust environment
• Strong working knowledge of trusts and fiduciary principles; demonstrated ability to analyze and interpret governing instruments
• Experience with trust operations, compliance, and quality control
• Excellent judgment, attention to detail, and communication skills; proactive and critical thinker
• Bachelor's degree required
• Ability to work in‑person in Sioux Falls, South Dakota

• Exposure to BSA/AML and KYC due diligence
• Investment familiarity (e.g., working with investment advisors and monitoring portfolios within fiduciary accounts)
• Familiarity with SS&C trust administration software (or comparable trust accounting/administration platforms)
• Advanced degree or professional designations (e.g., CTFA, JD, LLM)
• Experience with South Dakota trust law and directed trust administration
• Track record of developing professional advisor relationships

Our comprehensive benefits and total rewards package includes:

• Competitive compensation commensurate with experience
• Medical, dental, vision, life insurance, and disability coverage
• 401(k) plan with employer contribution and Health Savings Account (HSA)
• Generous paid time off (PTO) and paid holidays
• Professional development support and growth opportunities
• Collaborative work environment with direct access to senior leadership

Apply directly through Linked In, or submit your resume and a brief note describing your trust administration experience to:

Director Retirement

Note:

Only candidates selected for an interview will be contacted. Alta Trust is an equal opportunity employer.