Warehouse Collateral Analyst

Position Summary

Position Summary: The Warehouse Collateral Analyst is responsible for reviewing and validating mortgage loan disbursement requests and processing collateral within the MBF (Mortgage Banker Finance) Department. This role plays a key part in ensuring accuracy, efficiency, and high-quality client service in warehouse lending operations.

• 2 years mortgage/banking experience
• Business degree preferred
• Strong attention to detail and critical thinking skills
• Knowledge of mortgage loan products and processes
• Understanding of accounting and credit fundamentals
• Professional appearance and behavior
• Strong oral and written communication skills
• Dependable, trustworthy, and committed to confidentiality
• Ability to collaborate effectively with colleagues and clients
• Must be able to communicate effectively, get along with co-workers, and deal with colleagues and clients effectively and professionally

• Deliver high levels of customer service while interacting with clients and internal partners
• Communicate seller performance trends to management
• Continuously review and refine procedures to ensure efficiency and accuracy
• Monitor department inboxes for new loan sale requests and incoming investor wires
• Facilitate efficient and professional transactions with seller staff
• Validate and process disbursement and end-investor sale requests
• Support MBF team members as needed
• Maintain client files, organize diligent documentation, and communicate outstanding requirements to management
• Assist with onboarding and renewals, including contracts and client setup
• Prepare and ship collateral packages to end investors
• Maintain and update end-investor approvals
• Follow branch security procedures and uphold client confidentiality
• Perform additional duties as assigned to ensure effective and efficient department operations

We offer a competitive benefits package that includes Medical, Dental and Vision; FSA or Dependent Care;
Supplemental Accident, Hospital, or Critical Illness Plans;
Employer paid Life Insurance, Short Term Disability, and Long-Term Disability; and Additional Voluntary Life Insurance Options. Paid Vacation, Sick and Volunteer leave; 401K and Profit Sharing.

Compensation for positions is based on the specific position and may be paid in the form of an hourly wage, overtime, a semi-monthly salary, commissions, or a combination of them. Depending on the specific position, some may be paid solely on commissions or others may include a bonus structure. As part of our employee benefits package, we offer exclusive perks such as discounted rates on banking and mortgage services, fee waivers, and access to special financial products.

These benefits are designed to support your financial well-being as a valued member of our team.

Plains Commerce Bank is an Affirmative Action/Equal Opportunity Employer committed to providing equal employment opportunity without regard to an individual’s race, religion, color, gender, national origin, ancestry, age, sexual orientation, disability, or veteran status.