Legal Counsel, WRB

JOB SUMMARY

A global legal role as part of a team delivering commercially focused, risk-adjusted and sophisticated legal advice to the group Wealth and Retail Banking business of Standard Chartered; including, retail banking products, digital banking and sustainability, and working closely with group and local legal and business teams worldwide.

• Support the execution of legal support for the Wealth and Retail Banking ("WRB") business, including, in particular, retail banking products, digital banking and sustainability, with accountability to the Head, Legal, SME Banking, Banking Products and Digital Banking.
• Maintain close relationships with WRB stakeholders, including: business, risk, compliance and operational teams.

• Deliver commercially focused, risk-adjusted and sophisticated legal advice to the WRB business of Standard Chartered; including, in particular, the group businesses managing retail banking products, the WRB digital business and WRB sustainable finance business (including other functional stakeholders at a group and local level).
• Deliver legal advice relating to WRB financial services products such as (but not limited to): deposits; mortgages; payments; unsecured lending; and sustainable finance products from a group-wide perspective.
• Support and deliver legal advice on the overall client relationship terms applying to the retail banking Emerging Affluent, Priority and Priority-Private client segments from a group-wide perspective.
• Provide legal advice relating to the channels through which WRB financial services products are delivered, such as mobile, web, branches, ATMs, and partnerships with third parties.
• Closely work (where relevant) with other Standard Chartered and external legal teams to ensure that the legal advice delivered to WRB is appropriate, which may include collaboration with (for example) specialist local market, product, commercial or technology contract advisory teams based worldwide.
• Closely guide and support local legal teams in Standard Chartered’s Wealth and Retail Banking markets worldwide to ensure the delivery of consistent advice.

• Support the development and maintenance of global template legal documents for WRB.
• Where external counsel is involved, ensure the scope of work, fees and quality of the advice is appropriate and ensure the matter is managed appropriately.
• Contribute to legal process management activities and improvement, such as the management of external legal costs and matter reporting, and initiatives to improve the delivery of legal services to Standard Chartered’s business.

• Promote a culture of compliance with legal and regulatory requirements to high ethical standards within Standard Chartered.
• Contribute to the day-to-day management of legal risk arising from Standard Chartered’s operations.
• Facilitate advice and advise on regulatory, collections, restructuring and litigious matters (in conjunction with specialist teams) as and when needed.

• Within Standard Chartered’s overall risk management framework, support the establishment and maintenance of appropriate risk based legal frameworks for identifying, assessing, managing, monitoring, mitigating and reporting legal risks across WRB.
• Support the development and maintenance of appropriate legal policies, procedures and standards; including for the management of legal risk relating to product structuring and governance.
• Support the proactive identification and management of legal risks applicable to the WRB business.
• Support the governance of WRB by reviewing papers tabled at relevant committees to ensure that any legal content is appropriately articulated.

• Display exemplary conduct and live by Standard Chartered’s values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Code of Conduct.
• Effectively and collaboratively identify, elevate, mitigate and resolve risk,…