Loan Reviewer and Quality Control Officer

Loan Reviewer and Quality Control Officer

Location: Sioux Falls, SD

Shift: M-F 8am-5pm

Job Schedule: Full-Time

Company: First PREMIER Bank

Position will perform loan reviews for Retail and Indirect loans and may assist with portions of Agricultural and/or Business Loans. Assist with quality control (QC) Reviews for Mortgage Loans. Ensures safety and soundness of the lending portfolios as well as compliance with FPB Lending Policies, Guidelines/Procedures, QC Plans, higher risk regulations, and any investor, guarantor, or Government Sponsored Enterprise (GSE) requirements, such as Fannie Mae or Freddie Mac.

• Complete and document loan reviews to help ensure compliance with FPB Lending Policies, Guidelines/Procedures, QC Plans, higher risk regulations, and any investor, guarantor, or GSE requirements.
• Execute loan review assignments independently in support of department objectives and strategy.
• Complete assigned loan review work and project tasks in a timely and accurate manner.
• Prepare potential loan review or QC findings when exceptions are identified, taking into consideration the root cause of the issue, and provide a realistic recommendation for enhancing internal controls or efficiency of operations.
• Work with Internal Audit/Loan Review Management to communicate test results to business unit management.
• Use discretion and judgement when performing loan reviews.
• Responsible for personal development through continued enhancement of technical skills for assigned loan review areas.
• Build relationships with the lending areas and other areas as needed.
• Complete special projects as assigned.

• Knowledgeable in one or more lending areas and/or an understanding of loan operations; foundational knowledge of lending, compliance, and safety and soundness requirements.
• Ability to perform and analyze data and/or results of loan review testing independently and efficiently, delivering loan reviews in an organized and easy-to-understand style.
• Demonstrated ability to learn, grow, incorporate feedback, and apply new information.
• Strong written and oral communication skills.
• Coordinates and works well with others.
• Bachelor’s degree in business, accounting, or related field preferred.
• 1-3 years of experience in a loan review or QC, lending, auditing, or compliance preferred.
• Prior experience in loan review/lending/audit/compliance/internal controls is preferred.
• Professional certification related to lending a plus.

• Full medical benefits when working 20+ hours per week
• Traditional and high deductible health plan options available
• FREE dental and vision coverage
• Generous paid time off plans
• 401(k) – dollar-for-dollar match up to 5% of total compensation
• Special discounts and offers for events at the Denny Sanford PREMIER Center
• PREMIER Wellness Program
• Paid community volunteer hours – PREMIER averages 30,000 hours per year
• Fun employee parties

• Emphasis on personal success, respect, health, wellness, fun and giving back
• Employees are rewarded, valued, and celebrated for hard work
• Various career advancement opportunities and growth
• Appreciation is shown through concerts, outdoor bashes, cash, car giveaways and more

Entry level

Full-time

Administrative