Mortgage Loan Officer- Sioux Falls

Mortgage Loan Officer - Sioux Falls (Full Time)

Join to apply for the Mortgage Loan Officer - Sioux Falls (Full Time) role at Cor Trust Bank
.

Cor Trust Bank’s mission is to profitably deliver high‑quality customer service that meets the financial needs of our community, its businesses, and its citizens. No line of financial services is beyond our charter.

Cor Trust Mortgage has an exciting opportunity to join our team as a Mortgage Loan Originator in Sioux Falls, SD! It’s more than just a job. When you join one of the region’s leading community banks, you can expect a family atmosphere committed to building outstanding teams. We believe in the overall well‑being of our employees and work hard to provide the best opportunities for growth.

We’re proud to offer a competitive compensation package that includes 401(k), insurance, paid time off, service awards, and community service opportunities.

• Advocate in the community to deepen relationships and market the institution’s loan products.
• Screen borrower requests from potential applicants, review applications for pre‑qualification, and issue pre‑qualification letters to customers.
• Review loan applications and effectively communicate with potential borrowers to explain lending parameters and identify which loan programs and terms best fit each customer and situation.
• Work with borrowers to secure necessary information for loan underwriting and conduct site visits as needed.
• Prepare and review loan application packages according to underwriting policies and present financial analysis to underwriting for approval.
• Review loan documents, title, appraisal, and survey prior to closing to ensure accuracy.
• Collaborate with borrowers, title company, and realtor to confirm conditions of funding are met prior to closing and coordinate timing of loan funding.
• Identify additional unfilled banking or insurance needs and refer borrowers to bank partners.
• Other duties, responsibilities, and activities may be assigned or changed at any time.

• Minimum two years’ experience in a mortgage lending or financial services environment.
• Mortgage banking background preferred with a proven track record of success.
• Adapt easily to system, process, product, and service changes.
• Advocate for Cor Trust in the community, customer experience, and co‑worker relationships.
• Ability to reason, problem‑solve, and think critically.
• Strong analytic, time‑management, and organizational skills and high level of attention to detail.
• Effective written and verbal communication skills with the ability to make presentations and educate borrowers on loan products and processes.
• Demonstrate high level of integrity, personal diplomacy, and respect.
• Knowledge of federal and state laws and regulations pertaining to the mortgage banking industry.
• Work cooperatively and constructively with a wide variety of people, cross‑functional teams, community‑based organizations, title companies and referral partners.

We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

Entry level

Full-time

Finance and Sales

Banking