Officer – Financial Crime Compliance

Support the Financial Crime Compliance Team to ensure managing regulatory requests through CBUAE’s IEMS and CIR systems, ensuring timely and accurate responses to compliance inquiries. The role involves maintaining strong coordination with regulatory authorities, conducting quality control on compliance-related data, and supporting financial crime compliance reporting. Additionally, the role oversees transaction monitoring alerts related to KYC deviations and low-risk alerts, performs enhanced due diligence (EDD), and ensures compliance with AML/CFT regulations.

This position plays a key role in strengthening the bank’s regulatory compliance framework and mitigating financial crime risks.

• Review and manage notices and requests received via CBUAE’s (IEMS) and (CIR) systems, ensuring that all requests and instructions are promptly addressed.
• Send instructions to the operation team / IT to perform the required freeze request.
• Ensure timely responses with complete and accurate information within stipulated deadlines.
• Maintain proper records and documentation of all interactions with regulators for audit and compliance purposes.
• Ensure proactive follow‑up on regulatory requests and escalations to meet compliance obligations effectively.
• Assist in the preparation of reports related to EIMS, CIR, and other regulatory requests.
• Support the FCC team in providing data for regulatory submissions and management reporting (CC) on compliance related to EIMS/CIR.

• Handle Transaction Monitoring (TM) alerts related to KYC and Low‑Risk AML alerts (e.g., deviations from KYC profiles, FATCA‑related anomalies).
• Performing periodic analysis of the customers’ accounts to identify any suspicions and investigate whether there are any suspicions to report.
• Where suspicions are identified and investigated and where reporting is required, preparing a Suspicious Transaction Report, submitting it to unit.
• Manager / DMLRO for review before escalating to the MLRO for approval.

• Maintaining appropriate MIS (daily, monthly, quarterly, annually) of alerts, investigations and STR and registers related to IEMS/CIR requests, as directed by the Assistant Manager FCC / Senior Manager FCC.
• Track pending requests and coordinate with internal teams to ensure timely resolution.
• Conduct Enhanced Due Diligence (EDD) where required and request clarification from the Business Team.
• Report findings and outcomes to the Assistant Manager KYC / Senior Manager FCC. for further action.

Bachelor’s degree in Business Administration or any related field. Professional / Technical.

• CAMS, CFCS, or any other relevant AML/Compliance certification from an internationally recognized body is an added advantage.

0–3 years of banking or financial institution experience with a focus on compliance.

• Knowledge of Transaction Monitoring, KYC processes, and FATCA compliance requirements.
• Basic understanding of compliance frameworks and systems, including AML/CFT and sanctions.
• High attention to detail with a focus on accuracy and quality.
• Self‑motivated, independent, and proactive in approach.
• Effective organizational and time‑management skills.
• Collaborative team player with the ability to work across functions.
• Strong written and verbal communication skills.