Sr. Product Manager, Credit Risk, US CBCC

Are you an experienced Product Manager who wants to be part of an innovative and growing business at the nexus of financial services and consumer retail?

The Amazon Payment Products team needs a Senior Product Manager to define and drive strategy and product feature development with measurable P&L impact, to create internal and external product features, and to deepen the integration of our products with Amazon’s Retail platform.

The ideal candidate is entrepreneurial, self-sufficient, and strong in:

• Product management and development, analyzing customer behavior, conducting customer research, and developing product features and services that deliver bar-raising customer experiences
• Customer Acquisition and Engagement management, developing targeting strategies and optimizing the deployment of marketing budgets
• Demonstrated experience with credit underwriting, including applicant risk, applying credit policy, and making data-driven inferences on risk strategy
• Business management, creating business strategy, owning P&L and managing program metrics
• Project management, creating business justifications and functional requirements for product features and services

This position involves regular communication with senior leadership on risks, financial and operational program metrics. Cross-team coordination, project management and executive presentation skills are essential. The ideal candidate has superior analytical abilities and hands‑on exposure to underwriting models, credit bureau data, and risk controls within a lending of financial services environment.

This role supports the US Co-branded Credit Card business as part of the North American regional organization.

We are looking for a Senior Product Manager to own the credit card roadmap for the US co-brand credit card. You will be responsible for:

• Owning the long‑term roadmap for Risk/Underwriting in partnership with our card issuer
• Defining the vision, animating that product vision for stakeholders, and bringing the vision to life
• Owning end‑to‑end programs within credit card; delivering results in a fast‑paced and dynamic business environment
• Constructing mechanisms to ensure customer feedback is understood and acted on
• Be a subject matter expert on Risk/Underwriting and use that expertise to influence programs across the Amazon Payments org

In a typical day, you'll be interacting with internal and external cross‑functional teams to understand customer needs, develop product strategies to meet those needs, build the business cases to justify the development, measure the success of tests, and scale successes. You will regularly work with our card issuer to explore improvements to underwriting strategies, alongside engineering, marketing, design, data engineering & data science, legal, finance, operations, and fellow product managers to create vision and implement aligned plans.

We create payment products that surprise and delight customers with best‑in‑class rewards and frictionless CX. We are collaborative and team‑oriented, diverse and fun. Come join us!

• 5+ years of product or program management, product marketing, business development or technology experience
• Bachelor’s degree or equivalent
• Experience owning/driving roadmap strategy and definition
• Experience with feature delivery and tradeoffs of a product
• Experience as a product manager or owner
• Experience owning technology products
• Experience influencing senior leadership through data‑driven insights
• Experience working across functional teams and senior stakeholders

Amazon is an equal opportunity employer and does not discriminate on the basis of protected veteran status, disability, or other legally protected status.

Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit (Use the "Apply for this Job" box below). for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner.

The base salary range for this position is listed below. Your Amazon package will include sign‑on payments and restricted stock units (RSUs). Final compensation will be determined based on factors including experience, qualifications, and location. Amazon also offers comprehensive benefits including health insurance (medical, dental, vision, prescription, Basic Life & AD&D insurance and option for Supplemental life plans, EAP, Mental Health Support, Medical Advice Line, Flexible Spending Accounts, Adoption and Surrogacy Reimbursement coverage), 401(k) matching, paid time off, and parental leave.

Learn more about our benefits at .

USA, WA, Seattle -  -  USD annually