Lock Desk Analyst

We’re looking for a detail‑oriented Lock Desk Analyst to manage loan pricing, lock activities, and eligibility reviews in alignment with investor guidelines to support revenue integrity and efficient pipeline management. This role helps ensure accurate pricing, timely execution, and smooth coordination across Sales, Operations, and Secondary.

• Publish daily pricing and margins in Optimal Blue / Encompass
• Process new locks, relocks, extensions, and renegotiations
• Validate eligibility, AUS findings, LLPAs, product fit, and key loan attributes
• Coordinate investor lock requests and track turn-times for non-delegated underwriting
• Manage lock expirations, pipeline aging, and fallout risk
• Review and approve product, loan amount, and borrower attribute changes for pricing impact
• Maintain accurate lock data and reconcile investor confirmations
• Provide timely responses to pricing scenarios and lock inquiries
• Generate pipeline and lock reports; support Secondary with pricing or margin updates

• 2 years of Lock Desk or Secondary experience (correspondent or non-delegated preferred)
• Experience with Encompass and Optimal Blue/EPC
• Strong understanding of agency/investor guidelines, LLPAs, SRP, and best‑efforts delivery
• High accuracy, strong analytical skills, and ability to work in fast-moving markets
• Clear, professional written and verbal communication

Ready to Make an Impact?!

If you excel in accuracy, speed, and supporting revenue-critical functions, we’d love to hear from you.