Electronic Banking Associate

American Commercial Bank & Trust Electronic Banking Associate - Schaumburg, IL location

American Commercial Bank & Trust is currently seeking candidates for a newly added role in our bank group for an Electronic Banking Associate. This role is part of a department responsible for incoming and outgoing wire transfers, ACH processing and other electronic payment avenues. This role will ensure that the Bank is adhering to all rules and regulations regarding electronic payments and will interact frequently with internal and external customers.

The position also entails interactions with correspondent banks, daily balancing and reconciliation of accounts and researching and problem‑solving issues as they arise. We are seeking candidates with 3+ years of Banking experience; direct experience in wire transfers, ACH or deposit operations is not required but highly desirable. Qualified candidates must also be able to handle multiple tasks simultaneously, possess excellent customer service skills, keen ability to investigate and problem‑solve, and strong attention to detail.

Working hours are Monday through Friday, 8:00am to 5:00pm; availability for slightly alternate starting and ending times and occasional overtime is helpful.

• Process incoming and outgoing domestic and foreign wires, following internal policies and protocols to ensure accuracy and timeliness.
• Process and monitor ACH transactions including reversals, disputes and daily transaction posting.
• Provide professional internal and external customer service to Bank clients, internal stakeholders, and vendors and business partners.
• Research all electronic payment transaction types.
• Work with correspondent banks daily and establish positive working relationships with key contacts.
• Daily balancing / reconciling of wire and ACH accounts, including researching and resolving any discrepancies.
• Maintain and organize accurate documentation for audit and examination readiness.
• Process all transactions within bank policy and adherence to regulatory compliance, including BSA, OFAC and electronic payment regulations.

• High School diploma required, some college business coursework helpful.
• Seeking 3+ years of Bank experience and general banking knowledge; prior experience in or knowledge of electronic payment rails such as wire transfers and ACH is highly desirable.
• Familiarity with banking regulations, including OFAC.

• Ability to work independently andებთან multitask in a fast‑paced and deadline‑driven environment.
• Excellent customer service attributes - responsive, accurate, professional and courteous, excellent follow-through.
• Keen desire and ability to pursue continued learning and strong retention level.
• Ability to solve problems and consider all and best options for resolution and action.
• Strong organizational skills.
• Strong research and investigation skills.
• Ability to work as a team player with a positive attitude.
• Knowledge of electronic payment rails including but not limited to wire and ACH.
• Strong attention to detail.
• Good written and verbal communication skills.

American Commercial Bank & Trust is an Equal Opportunity Employer (Protected Veterans, and Individuals with Disabilities).

A comprehensive benefits package offered for Full‑time positions, including medical, dental and vision coverage, Life/STD/LTD plans, Flexible Spending Account, 401k with company match + ESOP, paid vacation, sick time, and holidays. For more information on our Bank, visit us online at:

Candidates will be required to submit to a background check when presented with a conditional offer of employment.