FP&A Analyst

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At Paystand, we’re not just another fintech company—we’re trailblazers in decentralized finance (DeFi), transforming how businesses manage their finances. With thriving hubs in Santa Cruz, San Francisco, Austin, Minneapolis, Mexico City, Hermosillo, and Guadalajara, we’re leading a global revolution in financial systems. Recognized on the Inc. 5000 list for five consecutive years, we’re among the fastest-growing companies reshaping the future of finance.

Our Expanding Ecosystem: Paystand isn’t just a company—it’s a growing global network. With the strategic acquisitions of Teampay, a leader in spend management, and Yaydoo, a top AR and AP platform in Latin America, we’re building an expansive ecosystem designed to revolutionize financial operations and fuel business growth worldwide.

Why Paystand?

What We Do: By harnessing the power of blockchain technology, we digitize receivables, automate financial processes, reduce time-to-cash, lower transaction costs, and unlock new revenue streams for businesses.

Why We Do It: We’re driven by a mission to revolutionize digital payments and decentralize finance, creating a more open, inclusive, and transparent financial ecosystem, starting with B2B payments.

How We Do It: As change-makers in the DeFi movement, we don’t just follow trends—we set them. If you’re passionate about shaping the future of fintech and eager to redefine what financial technology should look like, Paystand is the place where you can make a significant impact.

Join Us: Be part of something bigger. Join Paystand and help us lead the financial revolution.

Role at a Glance:

This is an on-site role in our Santa Cruz, CA headquarters working with our Head of FP&A.

We are seeking a highly motivated FP&A Analyst with 2-3 years of experience to support financial planning, forecasting, and analysis. This role will play a critical part in budgeting, performance tracking, and providing strategic insights to senior leadership. The ideal candidate thrives in a fast-paced environment, possesses strong analytical skills, and is eager to make an impact at a dynamic Fintech company.

Responsibilities:

• Financial Forecasting & Budgeting: Assist in developing and maintaining financial models to support budgeting, forecasting, and long-term planning.
• Variance Analysis: Analyze financial results versus forecasts, identifying key trends and providing actionable insights to leadership.
• KPI Reporting: Track and report key performance indicators (KPIs), including revenue growth, customer acquisition costs, churn, and unit economics.
• Strategic Decision Support: Partner with business units to analyze financial data, evaluate business performance, and drive operational efficiencies.
• Data Analysis & Visualization: Build dashboards and reports to enhance financial transparency.
• Ad-Hoc Analysis: Conduct deep-dive financial analyses on various business initiatives, market trends, and competitive landscapes.
• Collaboration: Work cross-functionally with teams including Accounting, People and Sales to support strategic initiatives and optimize financial performance.

• Bachelor’s degree in Finance, Accounting, Economics, or a related field.
• 2-3 years of experience in finance and accounting or related analytical finance role.
• Strong proficiency in financial modeling and Excel (experience with SQL is a plus).
• Experience in SaaS, fintech, or other high-growth industries preferred.
• Solid understanding of financial statements and GAAP accounting principles.
• Strong analytical and problem-solving skills with a keen eye for detail.
• Excellent communication skills and ability to present financial insights to stakeholders.
• Ability to thrive in a fast-paced, evolving environment and manage multiple priorities.
• Familiarity with Bitcoin, blockchain and decentralized finance a plus

• Compensation ranging from $71K - $90K base salary, depending on experience. Opportunity to earn quarterly bonuses as well.
• Enjoy generous PTO and sick leave, because we believe in balance.
• 401(k) retirement plan with employer matching.
• We've got your health covered with comprehensive health dental and…