Agency Disclosure Specialist

• Compensation: USD 52,000 - USD 64,000 - yearly

Joinourgrowingteamandbepartofthe Top Non -QMLenderinthe

Business.

Weareknownforclosing mortgageloanswithspeed,ease,and convenience.

License din
46

States,weprovidebrokerswithafullsuiteofmortgageproducts,including

VA,FHA,&FHLMC.

Ifyouhaveaservicefirstmentalityandthriveinafast-paced environment,Home Xpressistheplaceforyou.

Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!

Job Title:

Agency Disclosure Specialist

Department:
Agency Operations

Reports To:

Agency Operations Manager

FLSA Status:
Non-Exempt

Management:
No

Salary Range: $52,000 - $64,000

PRIMARY FUNCTIONS: The Disclosure Specialist is responsible for reviewing the initial submission file, and preparing the loan for initial disclosure. The Disclosure Specialist will send initial disclosures, submit the file to underwriting, and process COC re-disclosures throughout the life of the loan. You will work with sales, operations team, and title/escrow companies to ensure our borrower have a smooth and enjoyable origination experience.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

• Audit the initial submission file for accuracy
• Ensure data integrity and proper initial disclosure of the loan
• Resolve any compliance concerns or discrepancies
• Prepare and complete accurate and compliant Initial and subsequent disclosures within the TRID timing guideline requirements.
• Review loans to ensure accuracy of documentation, compliance with federal/state regulations and compliance with in-house loan policy
• Review loan documentation such as invoices, etc. to make sure all information is updated and accurate on closing disclosure

DESIRED PERSONAL CHARACTERISTICS:

• Detail oriented and committed to the highest quality
• Works well independently
• Works well under pressure in a fast pace environment
• Problem solving and analysis
• An open-minded individual that embraces change and innovation
• Superior communication skills, both verbal and written including professional and polite business email correspondence with proper grammar
• Ability to resolve complex issues with minimal supervision
• Strong time management skills to plan and organize a high daily volume with deadlines
• Must be a team player and work constructively and collaboratively with their fellow employees and title/escrow companies

JOB REQUIREMENTS:

• Follow policies and guidelines when processing Initial disclosures, subsequent re-disclosure and Closing Disclosure.
• Monitor pipeline and balance workload accordingly
• Work collaboratively with internal and external clients to provide superior customer service
• Thorough understanding of TRID guidelines

EDUCATION:

• High School Diploma or equivalent

EXPERIENCE:

• Minimum of 2 years as a mortgage loan disclosure specialist
• Experience with Byte Pro, and Compliance Ease preferred, not required

PHYSICAL REQUIREMENTS:

• This position is in an office setting with computer and general office equipment. The position requires the ability to move freely around within the department and other department locations

All your information will be kept confidential according to EEO guidelines.