Sr Analyst, Financial Planning & Analysis

Pay Pal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, Pay Pal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. Pay Pal is more than a connection to third‑party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a Pay Pal or Venmo account balance, Pay Pal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.

Our Pay Pal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end‑to‑end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk.

We enable consumers to engage in cross‑border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross‑border trade.

Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

This role supports the management of Pay Pal’s Transaction Expense (TE) by partnering with the Payment Product and Payment Partnerships teams to analyze the key drivers of transaction margin. The position contributes to forecasting, budgeting, and month‑end close activities, and assists with financial and deal modeling to support reporting and analysis. You will help translate payment economics into clear, data‑driven insights that inform margin‑related decisions and ongoing performance monitoring.

The role also supports FP&A process improvements, including data automation and reporting enhancements, to improve forecast accuracy, efficiency, and scalability across the payments cost ecosystem.

• Support planning and forecasting processes
• Review business performance on regular cadences (weekly, monthly, quarterly) and collaborate with stakeholders to gather inputs and summarize insights
• Produce executive‑level presentations
• Work closely with the finance and technical teams to drive process and system improvements
• Facilitate discussions with various stakeholders, manage expectations, and collaborate cross‑functionally
• Consult with finance leads to review and discuss key issues, risks, and dependencies for assigned initiatives
• Document and elevate potential risks/issues, assist in developing mitigation strategies, and support their implementation

• 3+ years relevant experience and a Bachelor’s degree OR any equivalent combination of education and experience

• Strong modeling and analytical skills; ability to translate large, complex datasets into actionable insights.
• Understanding of payments economics is a plus
• Excellent communication and storytelling skills, with the ability to simplify complex topics for senior leadership.
• Advanced Excel modeling skills; proficiency with visualization and data tools (e.g., Tableau, Power…