Senior Software Engineer; SMB

At Nerd Wallet, we’re on a mission to bring clarity to all of life’s financial decisions and every great mission needs a team of exceptional Nerds. We’ve built an inclusive, flexible, and candid culture where you’re empowered to grow, take smart risks, and be unapologetically yourself (cape optional). Whether remote or in-office, we support how you thrive best. We invest in your well‑being, development, and ability to make an impact because when one Nerd levels up, we all do.

A Senior Software Engineer plays a critical role in designing, developing, and maintaining complex software systems while providing technical leadership within a team. Their primary purpose is to architect scalable and efficient solutions, ensuring that software meets both functional and non‑functional requirements such as performance, security, and maintainability. This is a Full‑Stack role.

As Senior Software Engineer you will be responsible for writing high‑quality, scalable, and efficient code, ensuring that software meets business and technical requirements. In this role, you will review and optimize existing code, conduct thorough testing, and troubleshoot complex issues to improve system performance and reliability. You are a strong communicator who is able to foster a culture of continuous learning and best practices in coding, architecture, and software development methodologies.

You are a natural connector who can easily build relationships with cross‑functional teams, including product managers, designers, and quality assurance professionals, to align technical solutions with business objectives. You are a self‑starter, who can work independently to proactively identify business needs, contribute to architectural decisions, evaluate new technologies, and drive innovation within the organization.

This role reports to the Sr. Director, Product, Design, and Technology.

As a key member of our team, you will help strengthen and grow one of the top‑performing verticals r contributions will be meaningful and visible as you:

• Drive strategic initiatives that directly influence our vertical’s growth and enhance Nerdwallet’s position as a trusted financial guidance platform
• Collaborate with a high‑performing team of experts who are passionate about empowering consumers to make smarter financial decisions
• Identify innovative solutions to diverse business challenges that require both analytical thinking and creative problem‑solving
• Contribute to building sustainable processes that scale with Nerdwallet’s ambitious growth plans
• Make meaningful connections with stakeholders across the organization to ensure alignment and maximize our impact on consumers’ financial lives
• Be part of shaping the future direction of a critical business unit within Nerdwallet

• Minimum of 4 years in software engineering, with a strong background in full‑stack development.
• Technical
  
  Skills:
  
  
  • Programming Languages – Proficiency in languages like Ruby (on Rails), JavaScript (React), and similar languages/frameworks.
  • Software Development – Strong understanding of software development lifecycle (SDLC) and methodologies (Agile, Scrum, Dev Ops).
  • System Design & Architecture – Architect Ruby (or other) applications with clean separation of concerns.
  • Databases – Knowledge of SQL (Postgre
    
    SQL, MySQL) databases.
  • Cloud Platforms – Experience with AWS, Azure, or Google Cloud for deploying and managing applications.
  • Familiarity with RESTful APIs, Graph
    
    QL, and MVC architecture.
  • Dev Ops & CI/CD – Experience with automation tools (e.g. Circle Ci, Git Hub Actions).
  • Testing & Debugging – Proficiency in unit testing, integration testing, and debugging tools.
  • Security Best Practices – Awareness of security principles, authentication, and authorization techniques.
  • Version Control – Proficiency with Git and workflows like Git Flow.

Preferred Qualifications:

• Experience in consumer credit, lending, loans, or insurance.
• Familiarity with Ruby on Rails and React.

• This role will be remote (based in the U.S.).
• We believe great work can be done anywhere. No matter where you are based, Nerd Wallet offers benefits and perks to support the physical,…