Software Engineer - Digital Assets

At Early Warning, we’ve powered and protected the U.S. financial system for over thirty years with cutting-edge solutions like Zelle®, Paze℠, and so much more. As a trusted name in payments, we partner with thousands of institutions to increase access to financial services and protect transactions for hundreds of millions of consumers and small businesses.

Positions located in Scottsdale, San Francisco, Chicago, or New York follow a hybrid work model to allow for a more collaborative working environment.

Candidates responding to this posting must independently possess the eligibility to work in the United States, for any employer, at the date of hire. This position is ineligible for employment Visa sponsorship.

This position provides technical leadership in the design and delivery of cross-border and digital asset–enabled payment platforms, solving complex problems across distributed systems and regulated payment flows.

• Lead design and implementation of core services supporting cross-border payments, including transaction orchestration, reconciliation, and settlement components.
• Partner with Product, Architecture, and Security teams to ensure solutions meet regulatory, fraud, and operational requirements.
• Influence technical direction and standards for scalable, event-driven payment systems operating across regions and partners.
• Build technical strategy for broad or complex requirements with insightful and forward‑looking approaches that go beyond the direct team and solve large open‑ended problems.
• Participate in the strategic development of methods, techniques, and evaluation criteria for projects and programs.
• Drive all aspects of technical architecture, design, prototyping and implementation in support of both product needs as well as overall technology strategy.
• Provide leadership and technical expertise in support of building a technical plan and backlog of stories, and then follow through on execution of design and build process through to production delivery.
• Guide a broad functional area and lead efforts through the functional team members along with the team’s overall planning.
• Represent engineering in cross‑functional team sessions and able to present sound and thoughtful arguments to persuade others. Adapts to the situation and can draw from a range of strategies to influence people in a way that results in agreement or behavior change.
• Collaborate and partner with product managers, designers, and other engineering groups to conceptualize and build new features and create product descriptions.
• Actively own features or systems and define their long‑term health, while also improving the health of surrounding systems.
• Assist support and operations teams in identifying and quickly resolving production issues.
• Develop and implement tests for ensuring the quality, performance, and scalability of our application.
• Actively seek out ways to improve engineering standards, tooling, and processes.
• Supporting the company’s commitment to risk management and protecting the integrity and confidentiality of systems and data.

• Education and/or experience typically obtained through a Bachelor’s degree in computer science or related technical field.
• Ten or more years of relevant related experience
• Seven or more years of experience in the development of distributed systems, SaaS, cloud solutions, micro services.
• Demonstrated experience designing and delivering distributed systems for payments, cross‑border money movement, or financial platforms.
• Working knowledge of digital asset–enabled architectures, including settlement models, transaction orchestration, or event‑driven payment systems.
• Hands‑on Docker experience.
• Two or more years of experience in the development of front‑end solutions. Hands‑on familiarity with modern frameworks (Angular/React)
• Six or more years of work experience with Java/Spring. Proficiency in Maven/Gradle.
• Demonstrated experience in delivering business‑critical systems to the market.
• Ability to influence and work in a collaborative team environment.
• Experience designing/developing scalable systems.
• Experience with event‑driven architecture and…