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Backend Engineer; Python banking​/crypto companies

Job in San Francisco, San Francisco County, California, 94199, USA
Listing for: Talent Search PRO
Full Time position
Listed on 2026-01-14
Job specializations:
  • Software Development
    Backend Developer, Blockchain / Web3
Job Description & How to Apply Below
Position: Backend Engineer (Python) - (banking/payments/crypto companies)

Target Candidates: banking/payments startups/crypto Job Description

We’re looking for a strong Backend / Python Engineer to help lead the development of a complex financial product handling real money at scale
, across multiple countries.

The backend powers REST APIs used by mobile (iOS/Android) and web clients, and integrates with external services such as crypto wallets, banking providers, payment rails, authentication, and ledgering systems
. This is not a greenfield demo app—this is production software where correctness, security, and reliability matter every day
.

You’ll work closely with technical leadership to set engineering standards and build systems that are performant, auditable, and resilient
. As the platform grows, this role can naturally evolve into a backend or broader engineering leadership position
.

What You’ll Be Doing
  • Building and owning backend services that power web and mobile clients via REST APIs

  • Designing and maintaining systems for ledgering, payments orchestration, and wallet integrations

  • Integrating with third-party banking, crypto, and payment service providers

  • Tackling real-world fintech challenges like anti-fraud, AML flows, reconciliation, and compliance-driven edge cases

  • Working primarily in Python (FastAPI) with Postgres and Redis on AWS

  • Identifying performance bottlenecks and breaking out services into Go or Rust where it makes sense

  • Collaborating directly with technical founders on architecture, standards, and long-term system design

Must-Haves
  • Experience at fintech, payments, banking, crypto, remittances, or lending startups

  • Hands-on experience with payments, ledgering, wallets, AML, fraud, or financial orchestration systems

  • 5+ years building and shipping backend applications using Python, Go, or Rust

  • Strong backend fundamentals:
    Postgres, Redis, AWS
    , and production operations

  • Experience working on real-money financial systems
    , not just adjacent tooling

  • Comfortable owning complex backend logic end to end in a startup environment

This role strongly favors engineers who have worked deeply inside fintech or payments products
, especially in startup or scale-up environments.

Nice-to-Haves
  • Full-stack experience and willingness to flex beyond the backend when needed

  • Experience designing financial systems with auditability and correctness as first-class concerns

  • Prior exposure to stable coins, wallets, or crypto-native payment flows

What This Role Is (and Isn’t)
  • ✅ A core backend role building financial infrastructure
    , not just CRUD APIs

  • ✅ High ownership and direct impact on product direction

  • ✅ Close collaboration with technical founders

  • ❌ Not a megacorp-only background role

  • ❌ Not a generalist backend position without fintech/payments depth

  • ❌ Not suitable for candidates with minimal real-world Python backend experience

Location & Work Setup
  • Location: San Francisco

  • Work model: In-office

  • Relocation: Open to relocation (no relocation assistance provided)

  • Visa sponsorship: Available

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