Senior Software Engineer, Risk

About Gusto

Gusto is a modern, online people platform that helps small businesses take care of their teams. On top of full-service payroll, Gusto offers health insurance, 401(k) s, expert HR, and team management tools. Today, Gusto offices in Denver, San Francisco, and New York serve more than 300,000 businesses nationwide.

Our mission is to create a world where work empowers a better life, and it starts right here t’s why we’re committed to building a collaborative and inclusive workplace, both physically and virtually. Learn more about our Total Rewards philosophy.

We’re hiring seasoned engineers to join our teams that work on core platform capabilities, improving our existing systems for extensibility and scalability, and building the future of Gusto's Risk system. As a Gusto Software Engineer at this level, you’ll be guiding projects end-to-end by driving large technical architectural decisions (focusing on scale and modularity), understanding how to take existing systems closer to desired end states, executing on projects, and maintaining code that powers core experiences.

If you’re interested in building elegant software with far-reaching effects in our modern economy, join us!

In order to enable growth for Gusto and our customers, the Risk organization is responsible for defining best-in-class user experiences in order to mitigate financial and reputation risk. This Risk team is responsible for building the infrastructure for a.) bad actor platform capabilities to prevent fraudsters from abusing Gusto’s platform while improving false positive rate and, b.) the credit underwriting and collections platform to enable faster and greater access to credit while minimizing financial loss.

• Design, build, and test the infrastructure that enables our Risk policy and experience teams to efficiently build unique, custom tailored experiences for any existing or emerging products Gusto offers its customers
• Help scale one of the largest Ruby/Rails and Type Script/React applications in the world
• Collaborate on complex and ambiguous problems with partnerships from Engineering, Product Management, Design, Data Science, Operations, and other cross-functional teams
• Build the software platform that powers multiple 1st and 3rd party products and serves millions of businesses.
• Mentor and grow fellow engineers working to create holistic and scalable solutions

• Successful applicants have at least 12+ years of experience and the enthusiasm for a collaborative, test-driven environment
• Experience building fault-tolerant, mission-critical software as well as designing and developing robust, distributed systems using multiple general-purpose programming languages
• Experience influencing and guiding the work of multiple teams on scaling, refactoring, and optimizing legacy products
• Experience architecting, building, and testing large-scale production level code that is maintainable, structured, and well-documented
• An aptitude and interest in bringing clarity and simplicity to complex and ambiguous problems
• Ability to communicate technical complexity and help facilitate informed tradeoffs
• Experience in one of these domains is highly preferred:
  Payments and/or Risk
• Bonus:
  Experience with Ruby on Rails, Typescript, and React

Our cash compensation amount for this role is targeted at $191,000-$225,000 in Denver & most remote locations, and $225,000-$265,000 in San Francisco and New York. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.

Gusto has physical office spaces in Denver, San Francisco, and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles, Gusto's subsidiary, whose physical office is in Scottsdale.

Note:

The San Francisco office expectations encompass both the San Francisco and San Jose metro areas.

When approved to work from a location other than a Gusto office, a…