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Underwriting Specialist OR Executive Underwriter- Middle Market

Job in San Francisco, San Francisco County, California, 94199, USA
Listing for: Zurich Insurance
Full Time position
Listed on 2026-01-24
Job specializations:
  • Insurance
    Underwriter, Insurance Analyst, Insurance Claims, Risk Manager/Analyst
  • Finance & Banking
    Underwriter, Risk Manager/Analyst
Salary/Wage Range or Industry Benchmark: 75000 USD Yearly USD 75000.00 YEAR
Job Description & How to Apply Below

Overview

Join to apply for the Underwriting Specialist OR Executive Underwriter
- Middle Market
role at Zurich Insurance
. Zurich Middle Markets has delivered double‑digit growth over the last four consecutive years, and we strive to exceed that growth in the years ahead! We’ve been committed to assembling a team of dedicated Middle Market leaders and underwriters who understand this space very deeply and who grasp the unique challenges of the various industry segments and the individual customers we serve.

We are looking to add to our team in San Francisco, CA and hire an experienced Market Facing Property & Casualty Underwriter.

In this role, you will serve as a customer advocate with a focus on improving the customer experience by understanding their unique risks and offering the best end‑to‑end solution for their Property & Casualty insurance needs.

What you can expect in a Market Facing, Middle Markets Underwriting position at Zurich
  • You will develop and maintain relationships with broker partners and customers across all industries in support of business objectives.
  • You will leverage your Property and Casualty underwriting acumen across risk assessment, exposure evaluation and pricing to generate and maintain a profitable book of new and renewal business.
  • You will work collaboratively across business units including, but not limited to, claims, finance, risk engineering, actuary, and technical underwriting while gaining extensive knowledge in a growing and innovative industry.
  • You will be empowered to use your technical underwriting, negotiation, and interpersonal skills to grow and develop relationships with preferred distribution partners in an assigned territory.

This role will be filled at either the Underwriting Specialist or Executive Underwriter Level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.

Underwriting Specialist Basic Qualifications
  • High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area. OR
  • High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing area OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support area AND
  • Knowledge of line/s of business and the legal and regulatory guidelines
  • Knowledge of time restraints for quotes on new and renewal business
  • Experience with Microsoft Office
Executive Underwriter Basic Qualifications
  • High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area. OR
  • High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 3 or more years of experience in the Underwriting or Market Facing area OR
  • Zurich Certified Insurance Apprentice including an Associate Degree and 8 or more years of experience in the Claims or Underwriting Support are AND
  • Knowledge of Microsoft Office
  • Experience working on time restraints for quotes on new and renewal business
  • Experience working in a team environment
Preferred Qualifications
  • Bachelors Degree
  • Strong verbal and written communication skills
  • Microsoft Office experience
Compensation

At Zurich, compensation for roles is influenced by a variety of factors. The combined salary range for this position is $75,000.00 – $. The proposed salary range for the Underwriting Specialist is $75,000.00 – $, with short‑term incentive bonus eligibility set at 10%. For the Executive Underwriter is $98,500.00 – $, with short‑term incentive bonus eligibility set at 15%.

Employee Benefits

Benefits may include short‑term incentive bonuses, merit increases, and a comprehensive employee benefits package for employees and eligible dependents.

Equal Opportunity Employer

Zurich North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.

Recruitment & Application

Apply now.

Location(s): AM - San Francisco, AM - Walnut Creek

Remote Working:
Hybrid

Schedule:

Full Time

Employment Sponsorship Offered:
No

Other Opportunities

Links to other Zurich Underwriter roles:

• Underwriter - Residential and Multifamily (Redwood City, CA)

• Residential Mortgage Loan Underwriter Consultant (Contract)

• Underwriting Internship (Summer 2026) – San Francisco

• Underwriter Development Program – Personal Lines

• Senior Risk Operations Specialist – Underwriting

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