Senior Data Analyst, Spending

About The Role

As a Spending Product Analyst you will develop, test, launch, and scale member banking experience products that make Chime the best place to spend, save, and invest.

Spending XFN organization’s mission is to deliver industry‑leading spending products members want to keep top of wallet. Our products help members spend and manage money, offering unmatched simplicity, rewards, and tools that bring them financial progress.

Through experimentation, user‑behavior analysis, sophisticated statistical and data‑science modeling, and dashboard development you will surface product insights and recommendations that increase engagement and retention.

In this role you will work closely with product managers, risk, engineers, product & lifecycle marketing, and operational stakeholders to foster a data‑driven product development culture, advise roadmaps, and build a deep understanding of member behavior.

Base salary begins at $140,670 and can reach $195,400. Full‑time employees are also eligible for a bonus, competitive equity package, and benefits.

• Partner widely with product, engineering, research, and design teams to translate insights into product development.
• Lead experimentation: mentor best practices, define success metrics, data requirements, evaluate impact, and provide strategic direction.
• Drive roadmap, analysis, metric ideation, and strategic discussions with stakeholders.
• Maintain pulse on performance metrics and KPIs, explaining trends and insights.
• Foster a data‑driven, test‑and‑learn culture by telling compelling data stories and presenting actionable recommendations.
• Collaborate across functions to bridge business questions and technical solutions.

• 5‑7 years in data‑focused roles (post‑internship); B2C product analytics and Fin Tech experience preferred.
• Experience leading experimentation, statistical analysis, and advanced measurement (e.g., causal inference) end‑to‑end.
• Expertise in SQL with deep understanding of joins and data warehouse exploration.
• Proficiency in R or Python for reproducible code and automation.
• Hands‑on experience with BI/visualization tools (Looker, Tableau, Power
  
  BI, etc.).
• Experience building metric frameworks to understand user behaviors.
• Holistic problem‑solving mindset and ability to navigate ambiguity.
• Excellent cross‑functional stakeholder management skills.
• Focus on impact—taking work through to business change.

• Competitive salary and equity package.
• 401(k) match, medical, dental, vision, life, and disability benefits.
• Generous vacation policy and company‑wide days off.
• Paid parental leave (up to 24 weeks for birthing parents, 12 weeks for non‑birthing parents).
• Annual wellness stipend for eligible expenses.
• Access to Maven family‑planning tool with $15k lifetime reimbursement for fertility treatments, adoption, etc.
• In‑person and virtual events for community building.
• Support for local community organizations through time off.
• In‑office perks and hybrid flexibility.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws.

If you have a disability or special need that requires accommodation during any stage of the application process, please contact:

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