Business Officer​/Loan Underwriter San Francisco

San Francisco, United States | Posted on 03/12/2026

Welcome to PGMTEK, Inc where we help candidates find the opportunities that best match with their career goals.

Job Title:

Business Officer/Loan Underwriter

Summary/Objective:

• Support frontline departments to conduct the due diligence for thenew business opportunities.
  
  Work closely with Account Officer sand Credit department in order toprovide any mitigation/recommendation for the proposal and close business deals successfully in atimelymanner.
• Assist frontline departments with financial analysis for both existing and potential customers in preparation of credit proposal andannualreview.

Required

Education and Experience:

Bachelor's degree (B.

A. or

B. S.)with Accounting or Finance major preferred from four-year college or university. MBA/MS degree preferred. At least 3 years related experience and/or training; or equivalent combination of education and experience.

Essential Functions:

• Follow-through with front-line department, credit department andloan operation department through all phases of the underwriting process.
• Maintain customer relationship and provide good services.
• Analyze borrower/guarantor financial information including taxreturn, rent roll, etc. to determine the property’s debt carrying ability and the borrower’s capacity torepay.
• Full knowledge in commercial real estate mortgage (CRE), small business lending product (include but not limited to C&I, LOC, andetc.), and financial institution (FI) evaluation.
• Spread and analyze personal and corporate financial statements, and prepare credit proposal.
• Prepare various weekly/monthly reports for management, or other departments.
• Participate in special projects as required.
• Ability to adapt to a changing environment and handle multiple priorities
• Excellent writing and analytical skills
• Perform administrative responsibilities including taking notes during meetings,preparing correspondence, and managing files
• Performs other duties as assigned.
• Collect business andcreditinformation and references
• Coordinate with attorneys and frontline officers to prepare loan closings
• Quality Management – demonstrates accuracy and thoroughness.
• Time management - manage multiple priorities, and complete the assignments onschedule.
• Customer service – responds promptly to customer needs and meets commitments.
• Oral communication – communicate with customers and branch employeeseffectivelyandclearly.
• Analytical - Collects and researches data;
  Uses intuition and experience to complement data.
• Problem Solving - Identifies and resolves problems in a timely manner;
  Gathers and analyzes information skillfully;
  Develops alternative solutions;
  Uses reason even when dealing with emotional topics.
• Written Communication
  -Writes clearly and informatively;
  
  Able to read and interpret written information.
• Ability to perform services in person from a Bank office or branchto, among other things, access the Bank’s computer systems and engage inan interactive environment with co-workers.

Supervisory Responsibility:

None

.

Language/Communication

Skills:

Able to write routine reports and correspondence in Chinese and English. Fluency in Cantonese/Mandarin and English.