Senior Examiner, Consumer Compliance – Fair Lending

Senior Examiner, Consumer Compliance – Fair Lending

Federal Reserve Bank of San Francisco

The SF Fed is a public institution dedicated to advancing the nation’s monetary, financial, and payment systems and building a stronger economy for all Americans. As part of the nation’s central bank, the SF Fed serves the vibrant communities of the Twelfth District, covering the nine western states of the U.S. We welcome new perspectives and foster opportunities to learn and grow.

Our work is guided by integrity and a commitment to service.

The Supervision + Credit Group supervises and regulates state member banks, bank holding companies, savings and loan holding companies, financial holding companies, data service providers, trust companies, and foreign banking organizations operating in the 12th District. The group’s institutions span all district states and range from small community banks to some of the largest banking organizations in the country.

We are seeking a Senior Examiner, Consumer Compliance – Fair Lending
. Senior examiners promote market efficiency and fairness in consumer financial services, enforce federal consumer protection laws and regulations, and expand access to banking services in historically underserved markets through examinations, consumer complaint investigations, and outreach activities.

• Acts as a subject matter expert on Fair Lending, providing guidance to internal and external stakeholders, particularly with regard to regulatory or policy changes.
• Participates and leads consumer compliance supervisory events at large and complex financial institutions.
• Communicates sound conclusions and recommendations regarding the effectiveness of financial institutions’ compliance management systems and fair lending programs in written and verbal formats.
• Builds and maintains effective working relationships with partners within the Federal Reserve System, as well as with other regulatory agencies and supervised institutions.
• Engages in formal training and mentorship programs for junior staff, including providing performance feedback to management.
• Participates in conferences, seminars, and other outreach activities to provide current regulatory perspectives to the banking industry.
• Maintains strong knowledge of financial services and regulatory environments, particularly as related to relevant fair lending laws and regulations.

• Bachelor’s degree in business, economics, finance, accounting, or a related field is preferred.
• An active examiner commission issued by the Board of Governors of the Federal Reserve System or another federal agency is required.
• Typically requires a minimum of eight or more years of direct or comparable banking, financial industry, or banking supervision experience.
• Strong understanding of the Equal Credit Opportunity Act/Regulation B, the Fair Housing Act, and relevant fair lending principles.
• Understanding of risk management and banking principles.
• Strong problem‑solving and analytical thinking skills.
• Strong verbal and written communication skills.
• Intermediate to advanced familiarity with Microsoft Office suite, including Word, Excel, and Power Point.
• Valid driver’s license is required.
• Ability to travel up to 25%.
• This position requires access to confidential supervisory information, which is limited to “Protected Individuals.” Protected Individuals include, but are not limited to, U.S. citizens and U.S. nationals, U.S. permanent residents who are not yet eligible to apply for naturalization, and U.S. permanent residents who have applied for naturalization within six months of being eligible to do so or who will sign a declaration of intent to apply for naturalization before they begin employment.

Base Salary Range:
Min: $159,900 Mid: $207,700 Max: $255,400 (

Location:

San Francisco)

We offer a comprehensive benefits package, including medical, dental, vision, pre‑tax flexible spending accounts, backup child care program, paid family care leave, vacation days, sick days, paid holidays, pet insurance, matching 401(k), and retirement/pension.

The SF Fed is an Equal Opportunity Employer. The Bank is committed to providing reasonable…