Compliance Lead, OMX Advisory

We’re looking for a Compliance Lead to provide advisory and strategic support to ensure regulatory compliance and risk mitigation across Chime’s disputes and fraud prevention functions. You’ll be a critical partner to cross‑functional teams working on Reg E, Reg Z, FCRA, , and fraud handling, helping to design scalable, member‑first compliance solutions. Your work will directly impact how we protect members and launch products responsibly.

The base salary offered for this role and level of experience will begin at $ and up to $. Full‑time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

In this role, you can expect to

• Serve as a subject matter expert (SME) on Regulation E, Z, and FCRA related to dispute handling and best practices
• Advise internal partners on compliance implications for new products, services, and operational processes
• Support and enhance Chime’s dispute resolution practices through strategic recommendations
• Advise on risk mitigation strategies associated with  and fraud
• Review and approve processes related to account security and fraud mitigation
• Develop oversight and monitoring programs to identify and manage compliance and fraud risks
• Work with external partners, responding to various requests (e.g. oversight and testing, audits, other)

To thrive in this role, you have

• Will have used Reg E, Z, Visa Operating Rules, and NACHA expertise to build dispute handling programs that help operations teams stay compliant while protecting members
• Will have used analytical frameworks to assess fraud risk, helping cross‑functional partners make informed decisions
• Will have used communication skills to explain complex regulatory concepts to non‑experts, enabling faster product or process changes
• Will have advised engineering, risk, and ops teams on compliance decisions that balance protection and growth
• Will have identified emerging fraud trends and translated them into practical guidance
• Will have demonstrated experience collaborating directly with bank partners and regulators, particularly in high‑scrutiny areas such as dispute handling.
• Will build confidence through clear communication, sound compliance judgment, and strong partnership management skills.
• Must have strong analytical skills, with the ability to identify risks, educate stakeholders, and develop actionable solutions to mitigate compliance issues.
• Have excellent verbal and written communication skills, with the ability to effectively communicate complex regulatory concepts to non‑technical stakeholders and influence decision‑making.
• Will have 7+ years of experience in compliance, ideally with exposure to financial services or fintech environments
• CRCM certification preferred

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank—on the premise that core banking services should be helpful, easy, and free. Through our user‑friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out‑hustle and out‑execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to…