Loan Post Closer

Overview

Wealthfront is seeking a mortgage loan post closer to join our team as we build and scale our mortgage lending operations. As a key player on the team you will leverage your expertise to ensure accuracy, compliance and efficiency in the final stages of the loan process. You will review, finalize and submit loan files ensuring seamless investor delivery and regulatory adherence.

This position offers an exciting opportunity to be a part of a cutting-edge team in a rapidly growing environment.

• Manage investor delivery pipeline, ensuring timely and accurate delivery.
• Ensure all final documentation, collateral and loan data aligns with investor and regulatory requirements.
• Ensure all loan documents are properly recorded and shipped to investors in a timely manner.
• Oversee investor loan purchases and resolve deficiencies.
• Work closely with compliance and legal to monitor regulatory changes impacting loan sales.
• Participate in loan sale reconciliations and investor reporting.
• Ensure accurate recording of mortgage notes, deeds and title policies.
• Owns compilation, consolidation and reporting of all QC review and investor condition findings.
• Work with internal and external teams to correct errors in closed loan packages and/or resolve investor conditions prior to loan sale.
• Collaborate with processing, origination and closing departments.
• Perform internal file audits, provide loan level feedback and consolidated reporting.
• Evaluate and document general quality of loans originated by the company by conducting an analysis of investor feedback and audit results.
• Proactively maintain loan pipeline, tasks and objectives.
• Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions.
• Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun.

• Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work.
• Strong understanding of required loan file documentation, funding requirements, investor and regulatory guidelines.
• Self-driven with the ability to work independently and collaboratively.
• Excellent organizational skills, able to set and meet deadlines in a high paced environment.
• Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization.
• Intellectually curious and interested in applying technology to enhance business processes.
• Prior experience in retail mortgage loan post-closing.
• Excellent communication skills focusing on both internal and external communications.
• Openness to adapting to industry changes.

• 3+ years mortgage loan post-closing experience.
• Proficiency in LOS systems, compliance tracking and document submission portals.
• Knowledge of investor guidelines and state requirements.
• Understanding of state and federal lending regulations.
• Extensive knowledge and understanding of customer service and intrapersonal best practices.

Estimated annual salary range: $56,000 - $70,000 plus Equity and a discretionary bonus.

Benefits include medical, vision, dental, 401K plan, generous time off, parental leave, wellness reimbursements, professional development, employee investing discount, and more!

Here at Wealthfront, our mission is to create a financial system that favors people, not institutions. We do this by leveraging technology to build powerful, low-cost, and easy-to-use financial products that help modern investors grow and manage their money.

We started with the ambition to transform the investment advisory business. By automating strategies typically reserved for the wealthy, we unlocked access to high quality investment advice for a digitally-native generation that was underserved by traditional institutions. Since then, we’ve expanded to a full suite of products designed to help our clients turn their savings into long-term wealth, including:

• A Cash Account that, through our partner banks, offers one of the highest annual…