Senior Product Manager
Listed on 2026-01-22
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Finance & Banking
Banking & Finance, FinTech, Risk Manager/Analyst
Role
Summary:
About Us:
Soar is a global fintech startup that specializes in financing and investment. Currently headquartered in Saudi Arabia, Soar is growing throughout the region with a mission to help people achieve their financial goals with innovative financial and property investment solutions and tools through its multi-purpose platform, designed to offer a simple and seamless user experience.
Role
Summary:
As the Senior Product Manager for LMS, you will own the end-to-end lifecycle of our lending platform. You will bridge the gap between complex banking logic and a seamless user experience. You will be responsible for building a robust, SAMA-compliant engine that handles everything from loan origination and underwriting to servicing and collections.
Key Responsibilities:
- Own the LMS Vision:
Define the long‑term vision for the Loan Management System, ensuring it supports diverse lending products (Mortgages, Bridge Loans, Rent‑to‑Own). - Market Alignment:
Stay ahead of KSA fintech trends, analyzing competitors and emerging technologies (Open Banking) to keep Soar at the forefront of the Proptech sector. - Prioritization:
Manage the product backlog, balancing feature development, technical debt, and regulatory requirements.
- Core Banking Logic:
Design and implement complex calculation engines for amortization schedules, interest rates (fixed/variable), and penalty logic compliant with Islamic Finance principles (Murabaha, Ijarah). - Integrations:
Lead the integration strategy with third‑party banking services and national infrastructure, including SIMAH (credit bureau), Nafath (IAM), Yakeen, and SADAD (payments). - Workflow Automation:
Automate the loan lifecycle—origination, underwriting decisioning, disbursement, repayment tracking, and delinquency management—to reduce manual operational load.
- Regulatory Adherence:
Ensure all product features strictly comply with SAMA (Saudi Central Bank) regulations and cybersecurity frameworks. - Reporting:
Build modules for regulatory reporting and internal financial reconciliation. - Cross‑Functional Leadership:
Work closely with Engineering to define technical specs (APIs, microservices) and with Risk/Compliance teams to embed credit policies into the product.
Qualifications:
- 5+ years in Product Management, with at least 3 years specifically in Fintech, Lending, or Core Banking.
- Deep understanding of the Loan Lifecycle (Origination→Servicing→Collections).
- Technical Fluency:
Comfortable discussing API integrations, database structures, and microservices architectures with engineers. - Regulatory Knowledge:
Familiarity with SAMA regulations and KSA financial infrastructure (SIMAH, Nafath, Open Banking KSA) is highly preferred.
Skills:
- Ability to map out complex financial workflows and edge cases.
- Proptech Interest:
Passion for real estate, mortgages, and solving housing accessibility problems. - Bilingual:
Fluency in English is required; fluency in Arabic is a strong plus for understanding local regulations and user nuance. - Startup DNA:
You are comfortable with ambiguity, move fast, and are willing to get your hands dirty to ship value.
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