Sr Credit Strategy Analyst

Sr Credit Strategy Analyst page is loaded## Sr Credit Strategy Analyst locations:
San Francisco, CAtime type:
Full time posted on:
Posted 2 Days Agojob requisition :
R0007043### Current Employees of Lending Club:
Please apply via your internal Workday Account Lending Club  Corporation (NYSE: LC) is the parent company of Lending Club Bank, National Association, Member FDIC. We are the leading digital marketplace bank in the U.S., having helped our nearly 5 million members secure over $90 billion in loans to refinance high-cost debt and achieve their financial goals. Members today have mobile-first access to a growing range of products and services designed to work seamlessly together to deliver value in new ways.

Everyone deserves a better financial future, and our team is committed to making that a reality. Join the Club!## ## About the Role As a key member of the credit risk management team, you will be responsible for managing and crafting risk strategies along with developing and tracking appropriate metrics. You will develop and implement the underwriting and pricing strategy for Lending Club’s personal loan product.

You will find opportunities to improve yield for the investors while maintaining reasonable loss rate as well as improve financial performance of Lending Club.## ## What You'll Do
* Develop, implement and handle credit risk strategies that involve elements of credit underwriting, pricing, loan amount assignment and verification based on an estimation of probability of default
* Design A/B tests to help understand risk return tradeoffs using hypothesis testing frameworks
* Craft automated dashboards to track KPIs around funnel conversion and strategy/portfolio performance; summarize and present findings to senior management
* Use analytical techniques to mine loan performance data and identify pockets of underperformance and conduct root cause analysis to help recommend risk mitigation strategies
* Measure credit expansion opportunities to optimize risk-adjusted revenue
* Expand existing set of data used in credit decisioning process by evaluating information; value of non-traditional data sources and by re-engineering use of existing data elements
* Work closely with technology teams to ensure new strategies are implemented accurately and as designed## ##
** About You
*** 2-3 years of experience in some combination of credit, analytics, risk management, and data science
* Bachelor degree or higher in a quantitative background (e.g. Statistics, Math, Engineering, Economics); or equivalent work experience
* You have technical skills using as SQL/SAS, R/Python
* Hands on experience with BI/data visualization tools (like Tableau or Excel to create dashboards)
* Excellent written and verbal communication skills
** Work Location
** San Francisco The above locations are eligible offices for this role. The locations have been determined to foster in-person collaboration with this role’s team or the related business lines. We utilize a hybrid work model, and our teams are in-office Tuesdays, Wednesdays, and Thursdays. In-person attendance is essential for this role’s success, and remote placement will not be considered. Lending Club offers relocation, based on actual job level.
** Time Zone Requirements
** Primarily PTWhile the position will primarily work local hours, Lending Club is headquartered in Pacific Time and our ideal candidate will be flexible working across time zones when necessary.
** Travel Requirements
** Monthly/quarterly/as needed travel to Lending Club offices and/or other locations, as needed.
** Compensation
* * The target base salary range for this position is ,000. The base salary of the role will be determined by job-related knowledge, experience, education, skills, and location. Base salary is just one part of Lending Club’s Total Rewards package. You may also be eligible for long-term awards (equity) and an annual bonus (which is based on company performance, employee performance and eligible earnings).We’re

creating new financial services solutions for our members based on fairness, simplicity, and heart, and we treat our employees the same way. We offer a competitive benefits…