Senior Research Analyst - Economic and Consumer Insights

Senior Research Analyst - Economic and Consumer Insights

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This range is provided by Vantage Score®. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

$/yr - $/yr

Annual Bonus

Hybrid ( On-Site: Tues-Thurs): NYC or Washington, D.C.

At Vantage Score we drive impact for good on a massive scale impacting tens of millions of people across the United States. Our mission is to be the leading credit modeling company delivering the most predictive, most innovative, and most inclusive tri-bureau models and attributes in the US market. Our innovation is increasing access for millions more Americans to financial products and home ownership.

Our models are among, if not the most, inclusive in the United States and power billions of credits scores a year.

We are fueled by a growing, exceptionally talented team and are actively seeking individuals who can join us in driving us toward our ambitious goals. At Vantage Score, you'll have the unique opportunity to work within a fast-paced, independent start-up culture while enjoying the financial stability that comes from being backed by the three leading US credit bureaus.

Vantage Score® consumer credit scoring models combine the need for both financial inclusion and dependable predictiveness across all scoring ranges. An industry thought leader and technology innovation leader, the company’s most recent models score approximately 94 percent of all adults 18 and older – including 33 million more people than conventional models – without sacrificing safety and soundness. As a result, lenders using Vantage Score can extend credit to those who have been historically marginalized, including minority and lower-to-middle-income Americans.

Vantage Score credit scores are used by over 3,700 banks, fintechs and other companies use Vantage Score credit scores every day to assess consumer creditworthiness.

Last year, over 42 billion Vantage Score credit scores were used representing a 55% yearly increase. All 10 US banks use Vantage Score credit scores or digital tools in one or more line of business. Starting in 2025 the FHFA has required Vantage Score credit scores to be used for all mortgages sold to, or guaranteed by, Fannie Mae and Freddie Mac.

Get started using Vantage Score credit scores today - we are the leader in predictive power and financial inclusion.

We are seeking a Senior Research Analyst to develop high-impact research that explains economic, credit, and consumer trends to stakeholders across the financial ecosystem. This role is ideal for someone who enjoys working with complex datasets, crafting clear narratives, and publishing insights that resonate with business leaders, policymakers, and the media.

The ideal candidate combines strong analytical skills with exceptional communication ability — translating data into practical, business-oriented takeaways and compelling stories.

• Lead analysis of Vantage Score credit data, U.S. economic, labor market, consumer, and credit datasets from government and private-sector sources (e.g., BLS, BEA, Census, FRED, CFPB, MBA, S&P, credit bureau datasets).
• Produce research reports, economic commentaries, and data-driven insights for internal and external audiences.
• Identify emerging trends in consumer credit behavior and connect them to macroeconomic and industry dynamics.
• Support index creation, forecasting, and development of analytical frameworks to evaluate consumer credit conditions.

• Write clear, concise, and actionable research publications, reports, blog posts, and data briefs.
• Translate complex findings into narratives relevant for business leaders, media, and industry partners.
• Develop charts, graphs, and visualizations to effectively communicate insights.
• Support press engagements with well-framed talking points and data interpretations.

• Contribute to high-profile research products used by lenders, regulators, policymakers, and economic commentators.
• Help respond…