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Inside Broker - Wholesale Insurance

Job in San Diego, San Diego County, California, 92189, USA
Listing for: Risk Placement Services, Inc.
Full Time position
Listed on 2026-02-07
Job specializations:
  • Insurance
    Insurance Sales, Property Insurance
Job Description & How to Apply Below

How You'll Make An Impact

Renewal Underwriter - Property & Casualty Binding at Risk Placement Services (Inside Broker)

Drive Renewal Success. Strengthen Carrier Partnerships. Grow Your Impact.

Risk Placement Services, Inc. (RPS) is one of the nation’s leading Specialty Wholesale Insurance Brokers. We collaborate with top‑tier carriers to deliver innovative, comprehensive coverage solutions. Our culture is built on partnership, responsiveness, and ingenuity—and we’re looking for motivated underwriting talent to join our Inside Brokerage team.

Why RPS?
  • Industry Leader:
    Join one of the largest specialty wholesale brokers in the U.S.
  • Career Growth:
    Build a long‑term career with uncapped potential.
  • Dynamic Culture:
    We value teamwork, innovation, and exceptional client outcomes.
Position Summary:

Renewal Underwriter - Property & Casualty Binding

In this Inside Broker role, you’ll focus on driving profitable renewal business while delivering exceptional service to your retail agency partners. You’ll cultivate strong carrier relationships, evaluate risk submissions, and ensure clients have access to competitive and comprehensive P&C Binding solutions. This position supports senior brokers while managing your own portfolio of renewal accounts with low to medium complexity.

What You’ll Do
  • Manage and grow a renewal book of business in Property & Casualty Binding.
  • Build and maintain strong relationships with Retail Agents and Carrier Underwriters.
  • Ensure access to competitive pricing and market options by nurturing Specialty Carrier partnerships.
  • Review and pre‑qualify risk submissions, prioritizing high‑probability renewal opportunities aligned with carrier guidelines.
  • Analyze coverage needs, forms, limits, and premium options to place business with the most suitable carriers.
  • Identify additional coverage opportunities to expand account offerings.
  • Monitor market dynamics, underwriting trends, and pricing changes to guide placement decisions.
  • Educate Retail Agents on the breadth of RPS products and solutions as their business needs evolve.
  • Participate in occasional travel to visit carrier partners and retail agencies.
What We’re Looking For
  • Strong relationship‑building and business development skills.
  • Excellent analytical abilities and attention to detail.
  • Clear, confident communication and presentation skills.
  • A proactive, goal‑oriented mindset with urgency around retention and production targets.
  • Ability to interpret data and tools to develop sound insurance solutions.
  • Professionalism, responsiveness, and a commitment to supporting Retail Agents and their insureds.
  • Ability to convey underwriting and risk management expertise to build trust and credibility.
Requirements About You
  • Bachelor’s degree plus 3+ years of related experience.
  • Active P&C license (or ability to obtain within 90 days).
  • Proficiency in Microsoft Office.
  • Previous insurance or underwriting experience preferred.
Ready to Advance Your Underwriting Career?

Join RPS and bring your expertise to a team that values initiative, collaboration, and professional growth. With strong market access and the support of a national brokerage platform, you’ll have the tools and freedom to make a lasting impact.

Compensation And Benefits

We offer a competitive and comprehensive compensation package. The base salary range represents the anticipated low end and high end of the range for this position. The actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours.

On top of a competitive salary, great teams and exciting career opportunities, we also offer a wide range of benefits.

Minimum Core Benefits
  • Medical/dental/vision plans, which start from day one!
  • Life and accident insurance
  • 401(k) and Roth options
  • Tax‑advantaged accounts (HSA, FSA)
  • Educational expense reimbursement
  • Paid parental leave
Other Benefits
  • Digital mental health services (Talkspace)
  • Flexible work hours (availability varies by office and job function)
  • Training programs
  • Gallagher Thrive program - elevating your health through…
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