Sr. Actuarial Analyst

Sr. Actuarial Analyst

Location:

La Jolla, CA, Edina, MN, or Remote

Palomar is a rapidly growing and innovative insurer focused on providing specialty insurance to residential and commercial customers. Guided by an entrepreneurial spirit, Palomar is building a dynamic and diverse team that delivers peace of mind and protection to individuals and businesses impacted by adversity. Learn more about our journey at  or view our corporate profile at

• Design and enhance actuarial pricing models, tools, and methodologies to support informed underwriting decisions.
• Perform account- and portfolio-level pricing analyses using actuarial techniques, rating plans, and loss experience—initially focused on Casualty, with opportunities to expand into other lines.
• Partner with Underwriting, Finance, Claims, and Reinsurance teams to evaluate programs, structure deals, and analyze portfolios—delivering clear insights and recommendations to stakeholders.
• Lead special initiatives such as onboarding new programs, improving models, and conducting ad‑hoc portfolio analyses to ensure rate adequacy and operational efficiency.
• Mentor junior analysts by sharing expertise, reviewing work, and supporting their development through the actuarial student program.
• Contribute to monitoring portfolio performance, profitability, and emerging trends to inform business decisions and product strategies.

• Typically 5–8 years of experience in an actuarial role with a focus on pricing.
• Strong understanding of actuarial pricing techniques and data analytics within the property & casualty industry.
• Proficiency in SQL and Microsoft Office Suite; familiarity with programming languages such as Python, VBA, or R is a plus.
• Minimum of 5 actuarial exams passed; ACAS or FCAS designation preferred.
• Excellent communication and organizational skills, with the ability to present findings and recommendations effectively to cross‑functional teams.
• Demonstrated interest in mentoring and contributing to process improvement and innovation.

• Full Suite of Medical Benefits
• Long‑Term Financial
  
  Incentives:
  
  All team members receive company equity.
• 401(k) with 3.5% automatic fully vested employer contribution
• Competitive PTO + Holiday Program
• Hybrid Work Environment
• Professional Development Assistance
• Career Exploration Opportunities
• Regular company‑wide social events (even virtually!)

At Palomar, we are committed to diversity, equality, and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce while actively championing equality and inclusion practices that make us a company people want to work with and work for.

Palomar will consider reasonable accommodations to ensure a qualified applicant with a disability can be considered for the position. This includes modifications to the physical work environment or the way a job is usually performed, enabling individuals with disabilities to perform the essential functions of the role and enjoy equal benefits and privileges of employment.

Pay Range: $112,500–$172,500 (US‑based roles). We also offer a competitive annual discretionary bonus program, annual long‑term incentive stock grants, and a highly competitive benefits package. Final offer amounts are determined by multiple factors, including experience and qualifications, and may vary from the amounts listed above.

Mid‑Senior level

Full‑time

Finance and Sales

Insurance

Palomar is an Equal Opportunity Employer.