Deposit Operations Specialist- Electronic Banking

Overview

Axos Bank is seeking an individual within Deposit Operations, responsible for assisting with the reconciliation of Bank accounts and general ledgers as it pertains to day to day operations.

Target Range: $18.00/Hr.

- $23.50/Hr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.
Eligible for an Annual Discretionary Cash Bonus Target: 10%
Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%
These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

• Reconcile bank accounts and general ledgers according to set guidelines.
• Review and validation of all appropriate debit and credit adjustments and or cross entries.
• Troubleshoot problem situations and work with other teams and departments to resolve promptly.
• Research, identify, follow up and resolve any outages or discrepancies.
• Coordinate any certification or audits to ensure all deliverables are met by designated due dates.
• Ensure all data is analyzed and findings are communicated to appropriate parties.
• Monitors potential operational loss areas, analyzes operational losses and fraudulent activity.
• Reviews and monitors the processing of dispute claims to ensure adherence to Reg E and Visa No Liability timelines.
• Monitor and arrange for recovery of chargeback cases incurred by fraudulent activities.
• Communicate via phone, email and/ or letters with other bank employees, account holders, and financial institutions.
• Place or review Regulation CC holds to reduce the exposure of risk to the bank while adhering to compliant hold times.
• Onboard new Treasury customers / accounts, process outgoing wire and funds transfers.
• Verifies adherence to Bank policies, operating procedures and processes.

• 2+ years’ banking experience in a retail or operational environment
• Knowledge in banking products and services
• Knowledge in banking regulation and compliance but not limited to the following:
  Regulation CC, Bank Secrecy Act (BSA), USA PATRIOT Act, Anti-Money Laundering (AML)
• Proficiency on Microsoft applications (Excel, Word)

• Medical, Dental, Vision, and Life Insurance
• Paid Sick Leave, 3 weeks’ Vacation, and Holidays (about 11 a year)
• HSA or FSA account and other voluntary benefits
• 401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
• Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.