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Mortgage Loan Partner

Job in San Diego, San Diego County, California, 92189, USA
Listing for: Insight Global
Full Time position
Listed on 2025-12-21
Job specializations:
  • Finance & Banking
    Risk Manager/Analyst, Financial Services, Banking Operations
Salary/Wage Range or Industry Benchmark: 75000 - 85000 USD Yearly USD 75000.00 85000.00 YEAR
Job Description & How to Apply Below

Base pay range

$75,000.00/yr - $85,000.00/yr

About the Role

Cornerstone Mortgage Group is seeking an experienced Loan Partner with an active NMLS license to support high‑volume, compliant loan production. This role is critical in driving efficiency, maintaining regulatory compliance, and delivering an exceptional borrower experience.

Key Responsibilities
  • Launch and manage pre‑approval applications; verify borrower eligibility against program and investor guidelines.
  • Collect, index, and track required documentation; manage conditions and outstanding stipulations.
  • Loan Structuring & Pricing
  • Analyze scenarios to recommend optimal products and pricing; ensure locking strategies align with borrower goals and compliance requirements.
  • Prepare detailed loan summaries for underwriting; submit and track exception requests with supporting documentation.
  • Coordinate communication among loan officers, processors, and underwriters to keep files moving on schedule.
  • Escalate risks early; resolve issues promptly and maintain audit‑ready files.
  • Compliance & Quality
  • Ensure adherence to TRID/TILA/RESPA and all applicable state and investor guidelines.
  • Maintain accurate records, data integrity, and version control; support audits and QC reviews.
  • Borrower Experience
  • Provide timely, transparent updates; set clear expectations for milestones, conditions, and closing logistics.
  • Champion a consultative approach that balances speed with compliance and clarity.
Required Skills & Experience
  • 5–10+ years of recent mortgage experience in a Loan Partner, Processor, or LOA role within retail or independent mortgage banking.
  • Experience with non‑QM products.
  • Strong knowledge of investor guidelines and ability to draft, submit, and follow through on exception requests.
  • Proficiency with Encompass LOS.
Nice to Have
  • Ability to quote rates and perform origination tasks.
Seniority level
  • Mid‑Senior level
Employment type
  • Full‑time
Job function
  • Administrative
Industries
  • Investment Banking
Benefits
  • Medical insurance
  • Vision insurance
  • 401(k)
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