Actuarial Analyst

Actuarial Analyst

Join to apply for the Actuarial Analyst role at Palomar
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Location:

La Jolla, CA, Edina, MN, or Remote.

We are hiring a motivated and curious Actuarial Analyst with a strong quantitative background and an interest in pricing to join our actuarial team. Reporting to the VP, Actuarial, this role offers exposure to pricing decisions across multiple business lines while building foundational technical and business acumen. The ideal candidate brings analytical rigor, attention to detail, and a collaborative mindset to support profitable growth in a dynamic environment.

This position is an excellent opportunity for someone in their early actuarial career to develop pricing expertise.

• Contribute to the development, maintenance, and enhancement of actuarial pricing models, tools, and rating plans.
• Perform account‑ and portfolio‑level pricing analyses using actuarial techniques and loss experience data.
• Support program evaluation, new business onboarding, and deal structuring through data‑driven pricing insights.
• Assist in portfolio monitoring, including rate adequacy, trend analysis, and profitability assessments—sharing findings with senior team members.
• Participate in research and ad‑hoc projects such as segmentation analysis, ILF review, and exploration of new models or methodologies.
• Collaborate with Underwriting, Finance, Claims, and Reinsurance teams to deliver actionable insights and contribute to cross‑functional initiatives.
• Identify and recommend opportunities for process improvement, efficiency, and automation within pricing workflows.

• Typically 3–5 years of experience in an actuarial or analytical role.
• Bachelor’s degree in mathematics, statistics, actuarial science, or a related field.
• Minimum of 3 actuarial exams passed, with a strong interest in pursuing ACAS and/or FCAS credentials.
• Solid understanding of actuarial pricing methods and data analytics in the property & casualty industry.
• Familiarity with SQL and Microsoft Office Suite; exposure to programming languages such as Python, VBA, or R is a plus.
• Strong communication skills and a collaborative mindset, with the ability to thrive in a team‑oriented environment.

• Build strong relationships through transparency, trust, and respect for each other.
• Work in an agile environment, with a resilient mindset to find creative solutions to challenges.
• Collaborate and celebrate diverse perspectives, promoting inclusivity and equality.
• Do the right thing with strong conviction and integrity.
• Be bold and innovative to help make an impact.
• Demonstrable track record of working autonomously and driving progress.

• Full suite of medical benefits.
• Long‑term financial incentives: all team members receive company equity.
• 401(k) with 3.5% automatic fully vested employer contribution.
• Competitive PTO + holiday program.
• Hybrid work environment.
• Professional development assistance.
• Career exploration opportunities.
• Regular company‑wide social events (even virtually!).

At Palomar, we are committed to diversity, equality, and inclusion in all facets of the organization. We have built an open culture that celebrates the diversity of our workforce, actively championing equality and inclusion practices that make us a company people want to work with and work for.

Palomar will consider reasonable accommodations to ensure a qualified applicant with a disability can be considered for the position. We also consider necessary modifications to the physical work environment or the way a job is usually performed so an individual with a disability can perform the essential functions of the position.

Palomar is an Equal Opportunity Employer.

$95,000 – $140,000 (US‑based roles). Additional annual discretionary bonus program and opportunity for annual long‑term incentive stock grants. Final offer amounts may vary based on candidate experience and qualifications.

Mid‑Senior level

Full‑time

Finance and Sales

Insurance