Senior Product Manager, Fraud

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Trust is foundational to everything we do. As Affirm scales globally, protecting our consumers, merchants, and platform from fraud —while maintaining a seamless, friendly experience—is critical to our mission.

As a Senior Product Manager for Trust & Safety (Fraud), you will play a key role in building and scaling systems, experiences, and policies that keep Affim safe for consumers and merchants worldwide. As we expand in both geographical markets and product offerings, your direct role in enabling the scaling becomes especially critical.

In this role, you will work closely with a broad set of cross‑functional partners across Engineering, Fraud Analytics, Legal, Compliance, Operations, and your counterparts in other Product and International teams. Effective stakeholder management and the ability to navigate complex organizational dynamics are essential. You should be high‑agency, comfortable with ambiguity, and confident engaging in technical and data‑driven discussions.

• Own Affim’s fraud product roadmap, orchestrating across customer‑facing use cases, decision platforms, vendors, and ML models
• Build scalable fraud prevention infrastructure that supports Affim’s growth across merchants, consumers, and international markets
• Drive product development by partnering closely with Engineering, Design, Analytics, Operations, and Customer Support teams
• Define and establish metrics that provide clear insight into the effectiveness of fraud prevention products, balancing loss prevention, customer experience, and business impact
• Use data, experimentation, and customer feedback to continuously iterate on risk controls, detection systems, and user‑facing experiences
• Deliver industry‑leading fraud prevention solutions by combining strong business judgment with thoughtful product strategy and principled trade‑off‑making

• BA/BS in a technical, analytical, or quantitative field, or equivalent practical experience
• Minimum of either:
  • 5+ years of Product Management experience, or
  • 3+ years of Product Management experience plus 1+ year of experience as an engineer, data scientist, or in a technical risk role
• Experience owning and shipping complex software products end‑to‑end, including product vision, prioritization, design, and launch
• Prior experience in Trust & Safety, Fraud, Risk, Payments, Fintech, or another regulated, high‑scale platform environment
• Strong ability to lead and influence cross‑functional teams of engineers, designers, and operational partners toward shared outcomes
• Excellent written and verbal communication skills, with the ability to clearly articulate tradeoffs and decisions to senior stakeholders
• Proven judgment in evaluating product decisions where risk, compliance, user experience, and business goals intersect
• Comfort working with complex data, dashboards, and experimentation frameworks to drive insight and decision making
• High ownership mentality with a bias toward action in ambiguous, fast‑moving environments

Pay Grade - N

Equity Grade - 8

Employees new to Affim typically come in at the start of the pay range. Affim focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job‑related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000

USA base pay range (all other U.S. states) per year: $169,000 - $219,000

Affim is proud to be a remote‑first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affimers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affim office. A limited number of roles…