Mortgage Retail Loan Officer

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Mortgage Retail Loan Officer page is loaded## Mortgage Retail Loan Officer locations:
San Antonio, Texas Areatime type:
Full time posted on:
Posted Yesterday job requisition :
014714
** Job Description and Requirements
** The Mortgage Retail Loan Officer is responsible for the origination of FHA/VA, Conventional, Portfolio and Jumbo mortgage loans in accordance with government, FNMA, RBFCU or investor guidelines.  The Loan Officer will conduct a thorough needs analysis, which will assist in guiding borrowers into the most suitable loan program; collaborate with various internal/external partners throughout the entirety of the mortgage process;

build and maintain relationships with Kuper Realty and other non-affiliated Realtor and Builder groups; and will serve as the source of contact throughout the origination process.
** Essential Functions and Responsibilities:
*** Interview, collect, examine and evaluate borrower financial and personal data to counsel and recommend appropriate residential lending products.
* Build and maintain relationships with referral partners.
* Accurately complete required disclosures as required.
* Submit loan through an AUS to determine eligibility.
* Interpret AUS findings and communicate required documentation items needed for closing.
* Review earnest money contract for pertinent information as it relates to the loan transaction.
* Obtain and analyze required member documents related to mortgage loan request.
* Effectively manage the mortgage transaction by communicating with all parties involved including borrowers, real estate agents, builders and/or other third-party partners.
* Serve as a member advocate, while maintaining the integrity of all RBFCU's policies and procedures.
* All other duties as assigned (note: essential functions and responsibilities may change, or new ones may be assigned at any time with or without notice).
** Requirements:
*** High School Diploma or GED
* Minimum of 12 months experience as a loan officer or processor utilizing Fannie Mae Desktop Underwriter
* Ability to perform in a high volume and fast paced environment while maintaining a pipeline of within institution service level requirements
* Proficiency with Excel, Outlook, Word, Power Point and Docu Sign
* Ability to support referral partners during the evening or on weekends
* Ability to attended community outreach and business development events as needed
* Strong written and verbal communication skills
* Must be able to pass the registration requirements for the Nationwide Mortgage Licensing System
* Ability to work Saturday shifts as necessary
** Preferred:
*** Bachelor’s degree
* Bilingual in English and Spanish
* Experience with Encompass LOS and Blend POS
*** All qualified applicants will receive consideration for employment without regard to race, color, sex, sexual orientation, gender identity, religion, national origin, disability, veteran status, or other legally protected status.
***** Careers at RBFCU
** Randolph-Brooks Federal Credit Union (RBFCU) is the largest credit union in Texas with more than 1 million members and total assets exceeding $15 billion.

Recognized for financial stability, our credit union consistently receives the highest ratings of “Five Star” and “Superior” from respected organizations that evaluate financial institutions in the United States.

We’re frequently recognized as one of the best workplaces in San Antonio, Austin, the state of Texas and the country.
** Our Benefits
** RBFCU is proud to offer a comprehensive benefits package, including:
* 401(k) with matching incentives — up to 10 percent
* Competitive pay
* Medical, vision and dental benefits available to employees and their families from the first day of employment
* Tuition reimbursement plans
* Life insurance
* Pharmacy discount programs
* Flexible Spending (FSA), Health Savings (HSA) and Dependent Care account options
* Paid time off
* Parental leave
* Company-paid benefits include:  + Long-term disability  + Basic life insurance  + Wellness program  + Credit-monitoring service  + Employee assistance program
* Training and volunteer opportunities
**** Apply to join the RBFCU family!***
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