Mortgage Loan Officer Texas

Mortgage Loan Officer, Texas | Regions Bank

Join Regions Bank as a Mortgage Loan Officer in Texas, directing the origination of residential mortgage loans through our branch network.

The role involves evaluating loan requests, maintaining customer contacts, structuring compliant loans, and building a detailed marketing plan to acquire and retain business.

• Complete mortgage applications for submission to the loan processing and underwriting departments.
• Evaluate loan requests, analyze financial data, and determine qualification of collateral and customer credit history.
• Maintain contact with loan customers, communicating progress and obtaining required documentation.
• Structure loans to comply with acceptable lending practices and Federal regulations.
• Establish a detailed marketing/business plan including potential and existing loan customers, realtors, builders, developers, etc., and determine the frequency of contact.
• Answer customer calls and walk‑in customers to discuss various loan products and qualification information.
• Make sales calls to potential or existing customers as per Regions’ marketing plan to develop new business or retain existing business.
• Cross‑sell other bank products and services.
• Read surveys and appraisals, taking necessary steps to correct encroachments and violations.
• Participate in networking through professional, business, and community organizations to promote and market loan products.

• High School Diploma or GED.
• One (1) year of mortgage lending experience with proven mortgage production.
• Abundant experience developing external business via referral partners in the market including realtors, builders, and financial planners.

• Bachelor's degree.
• Prior Mortgage Loan Officer experience.

• Good organizational skills.
• Knowledge of Mortgage products, systems, terminology, tax requirements, down‑payment assistance programs, etc.
• Knowledge of agency and investor regulations and guidelines.
• Ability to build and maintain internal and external relationships to deliver high levels of service.
• Ability to multi‑task competing priorities and meet tight deadlines.
• Proficiency in Microsoft Office products.
• Sales acumen.
• Strong written and verbal communication skills.

Full time

This commission‑based role offers total compensation ranging from $20,000 to $100,000+ per year, varying by location, performance, and production. The position is eligible for overtime for hours worked in excess of 40 per week under the Fair Labor Standards Act.

• Paid Vacation/Sick Time
• 401(k) with Company Match
• Medical, Dental, and Vision Benefits
• Disability Benefits
• Health Savings Account
• Flexible Spending Account
• Life Insurance
• Parental Leave
• Employee Assistance Program
• Associate Volunteer Program

Greenway Plaza, Houston, Texas

Equal Opportunity

Employer:

Regions welcomes applicants of all backgrounds.