Controller, Finance & Banking, Risk Manager​/Analyst

Salt Lake City, UT, United States (Hybrid)

Ford Motor Credit Company ("Ford Credit"), has received regulatory conditional approval to form Ford Credit Bank (the "Bank") to be headquartered in Salt Lake City, Utah. The Bank will create innovative and simplified banking solutions to help customers across the country finance the purchase of new Ford vehicles, parts, accessories, and software and earn competitive rates on FDIC-insured savings accounts and certificates of deposit.

The Bank will be a direct and wholly owned subsidiary of Ford Motor Credit Company ("Ford Credit"), an indirect wholly owned subsidiary of Ford Motor Company ("Ford").

In this position…

If you have demonstrated accounting and finance experience, exceptional analytical skills, and a passion for making a real difference, consider taking on a role within our team. When you join us, you will help us drive outstanding business results and enhance Ford’s industry leadership as you contribute your expertise to the organization.

The Controller will provide leadership and management for the accounting department, ensuring compliance with regulatory agencies and internal controls. This person is responsible for overseeing financial reporting, managing complex accounting functions, and developing strategies to improve efficiency and reduce costs. The Controller will work closely with external auditors, regulators and multiple organizations throughout Ford Credit supporting the Bank.

What you ll do…

• Key role managing the bank s financial reporting.
• Oversee the preparation and review of financial statements and board reports, ensuring compliance with GAAP.
• Maintain and update all FDICIA and SOX-related controls, tests, and documentation.
• Maintain GL chart of accounts for the bank.
• Review daily/weekly/monthly general ledger reconciliations and manual general ledger entries.
• Manage month-end and year-end financial close activities.
• Engage with external auditors and regulatory agencies (e.g., FDIC, UDFI).
• Prepare regulatory reports (e.g., Call Report, Summary of Deposits), annual audited financial statement reports, tax documentation, and work papers.
• Manage the Accounting team, ensuring optimal efficiency and service.
• Maintain accounting policies, processes, and procedures, including appropriate internal controls over financial reporting.
• Manage all aspects of identifying and reporting Regulation W 23A and 23B transactions.
• Work with Treasury to ensure 23A exposures are properly collateralized and that 23B requirements are met.
• Assist with the Current Expected Credit Loss (CECL) model, including credit risk analysis and methodology and ensure CECL entries are recorded correctly.
• Assist the CFO in analyzing and recommending efficiencies and cost improvements.
• Identify and pledge appropriate collateral using segregated accounts for Federal Reserve and FHLB borrowings.
• Review and advise on all third-party vendor relationships including affiliate service agreements (SLAs), invoices, and transaction activity.
• Calculate and report capital ratios and legal lending limits.
• Assist with annual business plan preparation.

What you ll have…

• Bachelor’s degree in accounting (master’s degree preferred).
• Minimum 7 years of experience in a senior-level accounting position in the banking industry (audit experience in banking at a public accounting firm may be included).
• Minimum 7 years with regulatory safety and soundness examinations or similar experience.
• Strong understanding of bank regulatory reporting.
• Strong analytical, quantitative, problem-solving, and strategic-thinking skills.
• Ability to handle multiple projects simultaneously and meet deadlines.
• Broad knowledge of accounting principles and practices in banking.
• Excellent communication and interpersonal skills (written and verbal).

As part of the Ford Credit Bank family, you’ll enjoy excellent compensation and a comprehensive benefits package that includes generous PTO, retirement, savings and stock investment plans, incentive compensation and much more. You’ll also experience exciting opportunities for professional and personal growth and recognition.

If you have what it takes…