Risk, Credit Risk, Structured Finance​/Commercial Real Estate, Analyst, Salt Lake

The Risk Division is a team of specialists charged with managing the firm's credit, market, liquidity, and operational risk. Whether assessing the creditworthiness of the firm's counter parties, monitoring market risks associated with trading activities, or offering analytical and regulatory compliance support, our work contributes directly to the firm's success. The division is ideal for collaborative individuals who have strong ethics and attention to detail.

Credit Risk (CR) is responsible for managing the firm's credit exposure to its trading and lending counter parties. Leveraging its extensive expertise in financial, credit and risk analysis, CR ensures that credit exposure to our counterparts is managed within the firm's risk appetite. Staffed with more than 300 professionals, CR operates through 11 different offices around the world and credit professionals work closely with many areas of the firm.

Given this structure, CR professionals gain diverse financial experience and a broad perspective on how the entire firm functions. The interaction with numerous departments and the range of projects that ensue allow for a challenging, varied and multi-dimensional work environment.

• Approve counter party credit research reviews and analysis conducted by analysts on Structured Finance and Commercial Real Estate/ REIT financing transactions
• Analyze all credit facilities of the portfolio counter parties and recommend internal credit rating and regulatory risk ratings
• Present findings and recommendations to senior leadership and answer questions relating to analysis performed;
  Escalate issues to CR senior management
• Lead efforts to produce ongoing surveillance and prepare portfolio observations for senior management
• Update and maintain existing internal rating methodology for Structured Finance and Commercial Real Estate/ REIT financing facilities
• Ensure compliance with Credit Risk policy and procedures, and recommend adjustments as needed
• Provide both industry specific training and review process training to new hires and juniors analysts

• Coordinate with global colleagues in GS Risk teams as well as with other divisions
• Support key Risk governance and approval committees
• Participate in regulatory examinations

• Bachelor's Degree (US or foreign equivalent) in Business Administration, Finance, or a related field
• Seven (7)+ years of experience in the job offered or a related role.

• Preferred experience in underwriting, credit rating/research, and risk management of either or combination of the following three areas;
  Structured Finance (warehouse and other asset-backed financings), Commercial Real Estate Lending, and REIT Corporate Financing transactions
• Experience in presenting and defending credit research and findings to colleagues, senior management and internal stakeholders
• Experience in team environment, including experience providing training to junior colleagues and peers
• Highly motivated with strong academic background
• Strong analytical and communication skills, both oral and written
• Team player with an ability to work effectively with colleagues in other regional offices
• Flexibility, ability to learn quickly
• Strong organizational skills and the ability to manage multiple assignments concurrently

• Functional Expertise - Keeps up-to-date with emerging business, economic, and market trends
• Technical Skills - Demonstrates strong technical skills required for the role, pays attention to details, takes initiative to broaden his/her knowledge and demonstrates appropriate financial/analytical skills
• Drive and Motivation - Successfully handles multiple tasks, takes initiative to improve his/her own performance, works intensely towards extremely challenging goals and persists in the face of obstacles or setbacks
• Client and Business Focus - Effectively handles difficult requests, builds trusting, long-term relationships with clients, helps the client to identify/define needs and manages client/business expectations
• Teamwork - Gives evidence of being a strong team player, collaborates with others within and across teams,…