Senior Compliance Analyst

Overview

The Senior Compliance Analyst reports to the SVP of Compliance and regularly interacts with Senior Management, and individuals from various business units to ensure the organization remains in compliance with all applicable laws and regulations.

• Review regulation changes, identify impact and work with applicable teams to implement.
• Investigate customer complaints and prepare proposed response and corrective action to leadership for approval.
• Develop and review corrective actions plans for internal and third-party findings identified.
• Provide oversite on corrective actions to ensure findings are mitigated.
• Analyze, manage and resolve complex issues with attention to detail.
• Review unique vendor requests and identify ways to mitigate risk
• Review vendor risk assessments for concerns and ensure they are ready for applicable signatures
• Communicate identified compliance deficiencies, gaps, and potential problems to management and staff with proposed solutions.

• 4+ years’ work experience in compliance, regulatory, audit or operational risk management experience.
• Strong knowledge of Federal and state regulations applicable to mortgage lending. TRID, ECOA, UDAAP, Safe Act, Fair Housing ACT, BSA/AML, TCPA etc.
• Strong analytical, decision making, interpersonal, presentation, and written/verbal communication skills

• This position has no supervisory responsibilities

• Anticipate and provide solutions to complex issues
• Ability to interpret regulatory rules and their impact on the business
• Ability to manage time and handle multiple different deadlines
• Ability to work under pressure while maintaining accuracy and attention to details
• Ability to lead multiple projects with a positive demeanor and outlook
• Judgment and decision-making ability
• Exceptional verbal, written, and interpersonal communication skills; ability to apply a commonsense approach to issue resolution
• Ability to work with other business unit leaders on committees and on projects to address risk issues including senior business management, compliance colleagues, and peers.
• Able to support point of view when challenged
• Ability to work independently and in a team environment

• Review and adhere to policies and guidelines contained within the Employee Handbook, including privacy and information security guidelines.
• Act within delegated authorities and adheres to applicable policy and procedures associated with such authorities.
• Contribute to establishing a respectful workplace where diversity is critical to innovation and growth.
• Ensure every action and decision is aligned with PRMI values.
• Partner with your management team to understand performance expectations and measurements. Effectively utilize feedback and coaching opportunities while seeking to learn and develop within your role at PRMI.
• Realize team synergies through networking and partnerships across PRMI.
• Embrace change; act as advocate and role model, promoting an approach of continuous improvement.
• Maintain a high standard of customer care while actively listening to customers in an effort to understand their views and needs. Take ownership of problems and issues, taking into consideration the breadth of PRMI competencies in providing solutions.
• Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
• Work effectively as a team contributor on all assignments.
• Perform quality work within deadlines.
• Respect client and employee privacy.

Each employee must be able to communicate clearly and effectively, utilize a computer, maintain a work schedule, and effectively perform in an office setting. To maintain and ensure secure privacy of borrower (and other protected) information, an essential function of this job may require physical attendance in a defined office space. Employment with PRMI requires compliance with and adherence to all applicable mortgage and fair lending laws and regulations as well as PRMI policies.

The ability to work extended hours may be required.

Nothing in this job description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.