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Senior Commercial Credit Analyst

Job in Sacramento, Sacramento County, California, 95828, USA

Listing for: River City Bank

Full Time position
Listed on 2025-12-08

Job specializations:

Finance & Banking
Financial Analyst, Risk Manager/Analyst

Salary/Wage Range or Industry Benchmark: 100000 USD Yearly USD 100000.00 YEAR

Employer Industry: Banking and Financial Services

Why Consider this Job Opportunity:

Competitive salary up to $100,000

Opportunity for career advancement and growth within the organization

Supportive and collaborative work environment

Excellent benefits package including health insurance and retirement plans

Chance to work with a diverse portfolio of clients

Engage in community development efforts

What to Expect (Job Responsibilities):

Analyze transaction risk and recommend loans for approval

Assess cash flows, collateral value, and discounted cash flow analysis

Evaluate borrower financial statements and tax returns

Prepare formal written credit authorizations

Manage a portion of the Bank's loan portfolio

What is Required (Qualifications):

Bachelor's degree from an accredited college

5-10 years of experience in credit analysis within a banking/lending environment

Knowledge of accounting, financial statement, and cash flow analysis

Excellent written and verbal communication skills

Strong analytical and problem-solving skills

How to Stand Out (Preferred Qualifications):

Experience in commercial and industrial lending

Proficiency in specialized computer hardware and software packages

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