Commercial Loans Underwriter

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* What you will do:

**** Who you are:
*** Undergraduate degree in Business, Accounting, Economics or related field preferred, with 3-5 years related accounting or financial statement analysis/lending experience; OR an equivalent combination of education and experience required. Expertise in detailed financial and collateral analysis of complex and sophisticated credit requests required.
* Minimum of 3 years of experience in accounting or financial statement analysis/lending experience required.
* The employee is responsible for carrying out programs or functions within the scope of established goals and objectives. Judgment is exercised in interpreting practices and procedures and resolving most work problems. The employee has broader responsibility for planning, coordinating and organizing his/her own work. Work is reviewed on a results basis.
* Proficient with:  + MS Word  + MS Excel  + MS Outlook  + Internet
* Adept at utilizing financial software programs and other databases integral to compiling financial and collateral analysis spreads.
* Must demonstrate excellent customer service skills with ability to communicate tactfully and listen attentively to the customer.
* Possess good human relations, communications and business writing skills.
* High level of accuracy and great attention to detail.
* Strong analytical and problem solving skills.
* Able to make and support sound decisions.
* Possess effective time management and organizational skills.
* Able to cope with pressure resulting from meeting required deadlines and reporting requirements.
* Demonstrate teamwork in facilitating workflow. High level of cooperation with others and responsive to the Bank’s needs.
* Consistently demonstrate tact, discretion and good judgment.
* Exhibit high degree of professionalism and confidentiality in handling and having access to sensitive information.
* Able to work effectively without direct supervision.
* Able to comprehend and interpret Bank policies and procedures.
* Must be able to travel throughout bank’s footprint to perform required duties (less than 25%)
* Good knowledge and understanding of credit principles and lending, including industrial, commercial, real estate, and/or term loans as applicable.
* LANGUAGE

SKILLS:

* Ability to read, analyze, and interpret general business periodicals, professional journals, or governmental regulations. Ability to write reports, business correspondence, and procedure manuals. Ability to effectively Communicates all matters of importance to colleagues, team members and clients
* MATHEMATICAL SKILLS AND REASONING ABILITY:
* Ability to calculate figures and amounts such as interest, commissions, proportions, and percentages. Ability to interpret a variety of instructions furnished in written, oral, or schedule form. Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists.**#LI-DNI
** Pay Range: $80,000.00 - $ annually

AIP/Bonus: up to 10%
Our comprehensive employee benefits program is designed for you to live your best life at work, home, and everywhere in between. Employees working 25 hours or more per week are eligible for health benefits effective the first day of the month following or coinciding with their date of hire.  Benefits package includes[1]:
* Medical, prescription, dental, and vision coverage for employees and their eligible family members
* Employer paid Employee Assistance Program, Life Insurance, AD&D, and Disability benefits
* Health Savings Account with employer contribution
* Healthcare and Dependent Care Flexible Spending Accounts and Commuter/Parking Benefit
* 401(k) and Roth 401(k) with company contribution
* 529 Education Savings plan, Tuition Reimbursement Program and Student Loan Assistance Program
* Supplemental Health plans, Voluntary Legal and Identity Theft Services
* 11 paid holidays, paid Sick days (accrual of one hour for every 30 hours worked), up to 25 paid vacation days, and 16 hours of paid volunteer time throughout the calendar year
* Free personal checking and savings account;
Discounted rates on primary residence loan with $0 origination fees (restrictions apply)
Fin…