Fraud Investigator

• Coordinate investigations with other investigators, law enforcement and financial institutions
• Partnering with Bank Secrecy Act team to refer cases for Suspicious Activity Reports
• Review suspicious and fraudulent activity to determine optimal resolution, including member liability and criminal filings
• Document and report evidence and filings, prepare files for police reports with law enforcement agencies, and prepare for and attend court proceedings
• Monitor fraud risk tools escalations and assist in the updating of detection and analytics tools, internal policies, and procedures
• Review and analyze escalations from Fraud Specialists, branches, internal audit, contact center, and other departments throughout the credit union
• Observe industry trends to develop and enhance areas of exposure, increased risk, and insufficient controls
• Forecast how fraud events related to a breach or compromise will affect the portfolio
• Build and maintain relationships with financial institutions providing support to counter parties and can act as intelligence support and coordinate investigations
• Perform root cause/incident analysis for specific fraud events and near misses

• Minimum Education
  :
  High School Diploma;
  Bachelor's degree strongly preferred (preferably in Business Administration, Criminal Justice or other related fields of study)
• Minimum 3 years' experience supporting and/or conducting investigations, proactive fraud detection, risk management, testing and monitoring, and management reporting within a financial institution
• Ability to establish credibility, create partnerships, and build relationships with all levels
• Ability to organize, analyze, and interpret data to make recommendations compatible with credit union standards and regulatory requirements
• Advanced knowledge in law enforcement, legal, and compliance practices related to prevention, investigation, and prosecution of financial crimes
• Familiar with financial industry products and services
• Knowledge of fraud schemes, investigation strategies, report writing, interviewing techniques, fraud monitoring software, SAR filing, and fraud trend forecasting
• Working knowledge of current State and Federal laws and regulations
• Working knowledge of Microsoft Office Suite
• Proficiency with Fraud Case Management software
• Certification/License
  : CFE preferred

Location: Hillsboro Corporate Office - Hillsboro, OR 97124 (HYBRID) or Rocklin Corporate Office - Rocklin, CA 95765 (HYBRID)

Target Compensation for Hillsboro, OR: $70,305 - $82,076 + annual bonus

Target Compensation for Rocklin, CA:$77,335 - $90,284 + annual bonus

• Traditional medical, dental, and vision coverage
• 401K matching up to 5% per pay period
• Paid Time Off:
  You'll accrue up to 15 vacation days in your first year. In addition, you'll receive 40 hours of sick time and 3 personal days, which refresh annually
• 11 paid federal holidays
• Special employee pricing on lending products such as mortgage, auto, and personal loans (eligibility for special employee pricing is subject to standard account requirements and underwriting criteria)