Senior Loss Control Consultant

Who are we?

Michigan Millers Mutual Insurance Company, an affiliate of Western National Mutual Insurance, is a mutual insurance company. It is rated A (Excellent) by A.M. Best and has over 140 years of experience serving policyholders’ property‑and‑casualty insurance needs across multiple regions in the United States. We believe in striving for growth without sacrifice and know that our culture creates and cultivates happy and dedicated employees, which we believe gives us the ability to deliver the highest level of customer service.

Full‑time

This position is responsible for completing loss control surveys and assessments for primarily medium‑to‑large accounts (typically up to $399,000, with some accounts exceeding $400,000 based on manager assignment) and for reporting information and opinions regarding risks and exposures.

• Build and maintain strong underwriter and agency relationships.
• Effectively manage loss control assignments to achieve risk improvement and continuing account service with focus on reducing line of business loss trends and improving safety programs.
• Use established loss control practices, processes, and procedures to analyze the operations and exposures of different types of risks.
• Assess risk attitude for addressing uncontrolled exposures on new and existing business.
• Identify risk improvement opportunities through recommendations and safety program improvements to maximize assigned continuous account loss ratio.
• Consistently manage high risk / hazard business and/or large accounts.
• Apply intermediate‑to‑advanced knowledge of recognized codes and standards (OSHA, NFPA, DOT) with the ability to articulate to others in loss control survey work.
• Objectively evaluate line of business by completion of loss control tools, including Management Evaluation Tool and Transitional Return to Work Tool for Workers’ Compensation and Fleet Safety Best Practice Matrix for Commercial Auto.
• Develop presentation materials and present them in front of a group that consists of external customers (policyholders, agents) and internal customers (underwriting, claims, leadership, loss control peers, etc.).
• Perform special projects and other duties as assigned.

• Valid and unrestricted driver’s license with acceptable driving record.
• Demonstrated ability to multitask and problem solve.
• Demonstrated time management skills with ability to meet deadlines.
• Strong negotiation and relationship‑building skills.
• Analytical with ability to exercise sound risk evaluation judgment.

• Demonstrated strong organizational and prioritization skills with ability to accomplish multiple priorities.
• Demonstrated understanding of industry practices, standards, and underwriting concepts for multiple lines of business and risks.
• Demonstrated ability to communicate clearly and effectively both verbally and in writing.
• High degree of knowledge in a variety of industries.
• Bachelor’s degree or equivalent combination of education and related business or technical work experience in insurance or occupational health and safety.
• Continuing education currently possessing one or more of the following certifications:
  Certified Safety Professional (CSP), Associate in Risk Management (ARM), Certified Risk Manager (CRM), Chartered Property Casualty Underwriter (CPCU).

The targeted hiring range for this role is $99,085 – $123,880, annually. Base pay may vary based on job‑related knowledge, skills, credentials, and experience, as well as other factors such as scope and location of the role. Candidates looking for compensation outside of the posted range are encouraged to apply and will be considered based on individual qualifications and/or may be considered for other positions.

• Medical insurance options, dental insurance, vision benefits, life insurance, and more.
• Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA).
• 401(k) Plan (plus company match).
• Time Off – vacation, volunteer, and holiday pay.
• Paid Parental Leave.
• Bonus opportunities.
• Tuition assistance.
• Wellness Program – onsite fitness studio.

Michigan Millers and Western…