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Mortgage Loan Originator

Job in City of Rochester, Rochester, Monroe County, New York, 14602, USA
Listing for: Lateral Sands
Full Time position
Listed on 2026-01-27
Job specializations:
  • Finance & Banking
    Banking & Finance
Salary/Wage Range or Industry Benchmark: 80000 - 100000 USD Yearly USD 80000.00 100000.00 YEAR
Job Description & How to Apply Below
Location: City of Rochester

Mortgage Loan Originator – Lateral Sands

Join to apply for the Mortgage Loan Originator role at Lateral Sands
.

Description

Reliant Community Federal Credit Union, ranked one of Rochester's top mid‑size companies for eight consecutive years, seeks a Mortgage Originator to serve members across our Monroe, Wayne, and Ontario County branches.

The role involves daily origination of residential mortgages, including client interviews, explaining mortgage options, matching needs to credit union products, and guiding applicants through the mortgage application process.

Location

N.Y. – Multiple Locations (Monroe, Wayne, and Ontario Counties)*

Shift / Hours

Full‑time based on business needs.

Key Responsibilities
  • Achieve defined mortgage production goals.
  • Participate in the daily origination and documentation of residential mortgages.
  • Ensure accuracy, completeness, and timeliness of mortgage requests and related paperwork.
  • Prospect, develop, and maintain referral relationships with realtors, attorneys, branch staff, and other key constituent groups to source business.
Qualifications

Knowledge, Skills, and Abilities:

  • Broad knowledge of the mortgage industry and lending practices; understanding of secondary market underwriting and quality standards.
  • Functional understanding of FHA, VA, SONYMA, USDA, and conventional mortgage program guidelines.
  • Ability to work outside traditional office hours.
  • Excellent verbal, written, and listening skills.
  • Demonstrated record of positive customer service performance.

Position

Qualifications:

  • Minimum of 3 years secondary market mortgage origination experience.
  • Established referral source network.
  • Experience with a mortgage loan origination system.
  • High school diploma or equivalent required; college degree preferred.
Physical Requirements
  • Regular use of standard office equipment (keyboard, monitor, telephone).
  • Ability to travel within the Credit Union's geographic service area, with a valid NYS driver’s license and dependable transportation.
Benefits
  • Ability to work remotely.
  • 401(k) retirement plan with up to a 4% employer match and a 3% safe‑harbor contribution.
  • Affordable insurance (as little as $5/month).
  • Generous paid time off.
  • Branded apparel.
  • Competitive wages.
Additional Information

Candidates considered for hire are subject to credit and other employment reference checks.

Reliant Community Federal Credit Union is proud to be an Equal Opportunity Employer, AA Disability/Veteran. If you need special assistance or an accommodation to apply, contact Human Resources at 800‑724‑9282 or

The listed pay range includes base salary as well as variable compensation tied to goal attainment and performance metrics.

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