Finance Manager; Financial Reporting

Job Overview

We're looking for a Finance Manager who is responsible for leading the financial operations, ensuring robust financial governance, regulatory compliance, and operational excellence in a regulated BNPL environment.

Department: Controllership

Employment Type: Full Time

Location: KSA

Reporting To: Islam Mohamed

Financial Operations & Reporting

• Oversee end-to-end accounting operations including general ledger, accounts payable/receivable, reconciliations, and expense management.
• Prepare accurate monthly, quarterly, and annual financial statements in accordance with IFRS and regulatory reporting requirements.
• Ensure timely close financial processes and maintain high data integrity across finance systems.
• Conduct financial performance analysis and provide management reporting and insights.

Treasury & Liquidity Management

• Monitor liquidity positions and cash flow to ensure operational stability.
• Support treasury activities including funding and settlements.
• Escalate liquidity or operational risks in a timely manner.

Regulatory Compliance & Governance

• Ensure compliance with SAMA regulations.
• Support regulatory reporting and communication with regulators.
• Maintain strong internal financial controls and risk management frameworks.
• Support internal and external audits.

Budgeting & Planning

• Support annual budgeting, forecasting, and financial planning activities.
• Monitor budget performance and conduct variance analysis.
• Assist management in financial decision‑making.

Systems & Process Improvement

• Maintain ERP and finance systems accuracy and efficiency.
• Identify opportunities for automation and process optimization.
• Implement scalable finance processes suitable for a growing fintech environment.

Team Leadership

• Supervise and mentor finance staff.
• Foster accountability, continuous improvement, and professional development.
• Ensure operational continuity and knowledge sharing.

Stakeholder Collaboration

• Work cross‑functionally with compliance, risk, operations, and product teams.
• Manage relationships with banks, payment providers, auditors, and vendors.
• Support business initiatives with financial expertise.

• Bachelor’s degree in Accounting, Finance, or related field.
• Professional certification (CPA, ACCA, CMA, or equivalent) preferred.
• 5+ years of finance experience within fintech, payments, or regulated financial institutions.
• Strong knowledge of IFRS.
• Hands‑on experience with treasury, reconciliations, and safeguarding structures.
• Experience in ERP systems and financial reporting tools.
• Strong analytical, organizational, and leadership skills.