Specialist SME portfolio - EMKAN Finance

Overview

The purpose of this job is to support the design and management of a framework for identifying and measuring and mitigating credit risk along with identifying gaps and weaknesses in the underwriting processes, policies, and procedures to ensure that the company achieves its financial and strategic objectives.

• Help in minimizing the fraud and credit losses.
• Assist in developing mitigation strategies for risks related to Loan origination and monitoring these risks to prevent financial loss to company.
• Ensuring lending process are in line with all regulations in place to keep a check on credit losses.
• Ensuring consistency in evaluation and reporting of risk.
• Have expertise in booking review.
• Producing the risk reports to all stakeholders on a regular basis.
• Organizes appropriate risk reporting, internally and externally.
• Gathering, reviewing, and analysing evidence to build an awareness and understanding of changes taking place, or proposed to all related stakeholders.
• Update the monthly MIS.
• Document, and ensure communication of key risks.
• Maintain input or data quality of risk management systems.
• monitoring of external indicators and market developments.
• Fully aware of recent tools used in technological environment.
• Ensuring of escalation mechanisms are established and are being used.