Commercial Branch Manager Job Riverton area,Utah USA,Finance & Banking

Position: Commercial Branch Manager I

Riverton
3793 West 13400 South
Riverton, UT , USA

Responsible for receiving, reviewing, and evaluating commercial loan requests. Meets with applicants to explain credit policies and to obtain loan information and documentation. (See Commercial Loan Officer Job Description for full position purpose as a commercial loan officer). Responsible for directing and administering the operational efforts of the Branch. Ensures that established policies and procedures are followed. Oversees provision of a full range of services to members and prospective members.

Ensures that members are promptly and professionally served. Trains, directs, and supervises Branch staff.

ESSENTIAL FUNCTIONS AND BASIC DUTIES

Assumes responsibility for the effective and professional completion of assigned business loan functions. Effective and Efficient performance of Branch Operations.

a. Interviews, takes applications, and processes preliminary documentation on business loan requests. Discusses loan alternatives, credit criteria, interest rates, and loan documentation in such a manner as to elicit positive responses from members.
b. Analyzes and evaluates loan requests and prepares written submission for consideration by the Commercial Loan Committee. Identifies problems or potential problems with credit information and coordinates with the necessary party to resolve the problems.
c. Assists in review of construction loan advances on commercial properties.
d. Conducts property inspections as assigned.
e. Follows-up on all matured loans.
f. Assists in the collection of delinquent accounts.
g. Supervise Branch operations.
h. Completes lending functions in accordance with established Credit Union policies and legal requirements.

Assumes responsibility for establishing and maintaining effective and professional business relations with members, trade professionals and Branch relations.

a. Answers questions and resolves requests.
b. Keeps borrowers informed of Credit Union loan policies and services.
c. Continually seeks ways to improve Branch operations, productivity and to meet established goals.
d. Maintains and projects the Credit Union's professional reputation.

Assumes responsibility for establishing and maintaining effective communication, coordination, and working relations with Credit Union personnel and with management.

a. Coordinates functions with related departments and branches and provides support as needed.
b. Assists Commercial department personnel and provides support as needed.
c. Keeps management informed of area activities and of any significant problems.
d. Attends and participates in meetings and committees as required. Serves as a member of the Commercial Loan Committee.
e. Completes required reports and records.

Assumes responsibility for related duties as required or assigned.

a. Cross-sells Credit Union services.
b. Stays informed regarding changes in lending standards and related legal requirements.
c. Completes special projects as assigned.
d. Ensures that work area is clean, secure, and well maintained.
e. Works a regular and predictable schedule.

PERFORMANCE MEASUREMENTS

Lending and related collections functions are effectively performed in accordance with established Credit Union policies and with legal and regulatory requirements.

Loan documentation, records, and reports are accurate, timely, and complete.

Loan applications are closely and effectively analyzed and evaluated. Lending practices are "safe and sound."

Professional business relations exist with members and trade professionals. Questions and problems are promptly and courteously resolved. Programs and services are thoroughly explained.

Good working relations exist with Credit Union personnel and with management. Assistance is provided as needed. Management is appropriately informed.

Management is appropriately informed of area activities and of any significant problems, Suggestions are provided for improved efficiency and effectiveness in branch performance.

Good working relationships exist with Branch personnel. Assistance is provided as needed.

Branching procedures are in line with Credit Union standards.

Branch personnel are well trained and efficient in their branch positions.

Capable of producing between $1M-$5M annually in new and refinanced commercial loans.

QUALIFICATIONS

Education/Certification: Bachelors degree in business or a related field, or an equivalent combination of training and work experience.
Required Knowledge: Knowledge of Credit Union lending and collections programs, policies, and procedures.
Experience: Three to five years of lending experience. Commercial Lending experience preferred. Real estate and origination background preferred. At least five years of management experience is preferred.
Skills/Abilities: Excellent communication and public relations skills. Strong analytical abilities. Solid interviewing skills. Ability to operate related computer applications and related business systems. Well organized with good attention to detail.

PHYSICAL ACTIVITIES AND…


Increase/decrease your Search Radius (miles)



Job Posting Language