Senior Risk Associate, Card & Expense

Senior Risk Associate, Card & Expense

Capital One is seeking a dedicated and disciplined process professional who excels in a team environment. The ideal candidate will possess exceptional communication skills, meticulous attention to detail, and the ability to adapt in a changing environment. A keyенного attribute to succeed in this role is the ability to influence up.

As a Senior Risk Associate at Capital One, you will create and enhance expense‑management processes, balancing customer needs within a well‑managed framework. You will monitor process performance through data analytics, identify trends and escalations, and recommend process improvements. You will also manage formal process documents and regularly execute and oversee controls to mitigate end‑to‑end process risks.

• Oversee daily activities related to corporate card issuance, credit limit management, expense report submission and approvals.
• Monitor expense activity through Finance System and cardịa reporting tools, highlighting themes and trends for LOBs and/or back‑office support teams through regular reporting and interactions.
• Identify and implement corporate card and expense process controls, ensuring a well‑managed end‑to‑end process while driving issue resolution and risk mitigation activities.
• Lead process improvement work to streamline the user experience.
• Use data analytics and reporting to provide transparency to senior leadership on process needs and health.
• Coordinate work between multiple areas and manage multiple projects simultaneously, leveraging and influencing business partners to drive results.
• Track and resolve process breakdowns, providing transparency on impact to leadership and customers.
• Develop and maintain formal process documentation, including procedures.
• Act as a subject‑matter expert and partner with project customers to achieve desired outcomes by clarifying needs and providingگا appropriate solutions.

• Bachelor’s degree or military experience.
• At least 2 years of experience in Accounting, Finance, or a related field.

• 3+ years of experience in Business Process Management, Project Management, Relationship Management, Risk Management or a related field.
• 1+ year of experience in Corporate Travel and Expense or Corporate Card Management.
• 1+ year of experience in Change Management.
• Certifications in Lean, Agile, Six Sigma, Business Process Management or Project Management.
• Experience with Microsoft Office or G‑suite.
• Strong communication and presentation skills.

McLean, institutions $96,500 – $110,100
Richmond, terem $87,700 – $100,100

Capital Onefails will not sponsor a new applicant for employment authorization for this position.

Candidate acceptance of applications for a minimum of 5 business days.

Capital One offers a comprehensive set of health, financial, and other benefits. Eligibility varies based on status.

Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non‑discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug‑free workplace. Capital One will consider qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws and regulations.

No agencies please.

If you have visited our website or are applying for a position and require an accommodation, please contact Capital One Recruiting at or via email at Recruitin All information you provide will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.

For technical support or questions about Capital One's recruiting process, please send an email to

Capital One does not provide, endorse, nor guarantee and is not liable for third‑party products, services, educational tools or other information available through this site.

Capital One Financial is made up of several different entities. Positions posted in Canada are for Capital One Canada; positions in the United Kingdom are for Capital One Europe and positions in the Philippines are for Capital One Philippines Service Corp. (COP SSC).