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Senior Manager, Credit Review

Job in Richmond, Henrico County, Virginia, 23214, USA
Listing for: Capital One
Full Time, Part Time position
Listed on 2025-12-03
Job specializations:
  • Finance & Banking
    Risk Manager/Analyst, Financial Compliance
  • Management
    Risk Manager/Analyst
Salary/Wage Range or Industry Benchmark: 193000 - 220300 USD Yearly USD 193000.00 220300.00 YEAR
Job Description & How to Apply Below

Senior Manager, Credit Review

The consumer lending Credit Review Senior Manager is responsible for executing an independent, risk-based assurance review of assigned areas within Capital One’s Consumer credit portfolio, including assessment of credit strategies and practices, effectiveness of policy implementation and risk governance. The Senior Manager will contribute towards the execution of the annual Credit Review operating plan by conducting reviews of credit processes or products, performing monitoring of credit trends and credit changes in the assigned portfolios.

This associate will also be responsible for building and maintaining working relationships with line of business management and key associates within the risk management organization.

Execute the Credit Review function by:

  • Conducting risk-based reviews covering consumer line(s) of businesses
  • Identifying credit process weaknesses
  • Identifying emerging trends and issues
  • Identifying gaps in credit policy
  • Tracking of identified issues to resolution
  • Communicating Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message
  • Reporting results and issues verbally and in writing to executive management and internal credit and risk senior executives
  • Working with regulators and external auditors to provide assurance that Credit Review processes are sound
  • Building and maintaining high trust relationships with senior credit risk management, senior lending associates, and regulators
  • Acting as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders
  • Showing ability to provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results
  • Basic Qualifications:

  • Bachelor’s degree or military experience
  • At least 7 years of business analysis experience
  • At least 3 years of experience in consumer lending or credit risk policy or risk analytics
  • Preferred Qualifications:

  • Master’s Degree
  • Formal consumer credit training from a large national or regional bank or equivalent training in a regulatory office (OCC, Federal Reserve)
  • Data analytics skills
  • Credit risk modeling, audit, or assurance experience
  • At this time, Capital One will not sponsor a new applicant for employment authorization for this position.

    The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.

    Anytown, DE: $175,500 - $200,300 for Sr. Credit Review Manager
    McLean, VA: $193,000 - $220,300 for Sr. Credit Review Manager
    Richmond, VA: $175,500 - $200,300 for Sr. Credit Review Manager

    Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.

    This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.

    Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.

    This role is expected to accept applications for a minimum of 5 business days. No agencies please. Capital One is an equal opportunity employer committed to diversity and inclusion in the workplace. All qualified applicants will receive consideration for employment without regard to sex (including pregnancy, childbirth or related medical conditions), race, color, age, national origin, religion, disability, genetic information, marital status, sexual orientation, gender identity, gender reassignment, citizenship, immigration status, protected veteran status, or any other basis prohibited under applicable federal, state or local law.

    Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries.

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    Position Requirements
    10+ Years work experience
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