Senior Associate, Product Management - NPSL Data & Decisioning; Business Cards & Payments

The Business Cards & Payments (BC&P) organization is committed to fueling the courageous entrepreneurial spirit that's at the heart of America's business owners. We offer financial products and services for small business owners through corporate clients, with the goal to pave the path for them to do more business. We’ve built an organization that is focused on listening to and learning from the millions of customers we serve to make sure our products, services, and experiences work as hard as they do.

In BC&P, we are looking for a Product Manager with a demonstrated interest and aptitude for AI. While formal on-the-job experience with AI is a plus, we highly value candidates who have proactively incorporated AI into their personal projects, explored AI-driven development environments (e.g., Cursor, Claude Code, Git Hub Copilot), or built automations using AI agents. Show us how you’ve used AI to learn, build, and solve problems beyond basic text generation.

The Data & Decisioning tower is part of the Small Business Card Customer Management Product team, and is responsible for driving backend spending capabilities for all of our products. This is critical, particularly for our No Preset Spend Limit products (NPSL), where there is no traditional credit limit. Our products help small businesses spend what they need, while still protecting the company from risk.

We use cutting edge technology and real-time data to provide a seamless spend experience. We seek a product manager to lead the strategy and execution for our core data and feature logic platforms. Familiarity with data sourcing, ETL (Extract, Transform and Load), and cloud data warehouses is a plus. This role is crucial for linking business needs with technical implementation, ensuring the data platform is scalable, robust, and supports NPSL capabilities.

• Human Centered
  • You’ll collaborate with tech teams to build comprehensive acceptance criteria, identifying and elevating any need for additional research to define future feature design.
  • You’ll break down business epics into features and further into user stories, driving your team towards lowest effort or MVP for a valid feature test.
• Business Focused
  • Demonstrating a growth mindset, you’ll effectively use hypothesis-driven assessment of data to ensure your product or feature delivers on real business needs.
  • You’ll own and prioritize feature development roadmaps, ensuring all necessary processes and procedures are followed to manage risk.
• Technology Driven
  • You’ll work autonomously in an agile environment to conduct research and develop features that utilize new and evolving technology.
  • You’ll collaborate with designers, technologists, data scientists and subject‑matter experts to build cutting edge solutions to help customers.
  • You’ll deliver well‑managed product platforms for customers by seeking to understand technology trends and architecture strategy.
• Transformational Leadership
  • By actively participating in horizontal forums, you’ll harness a network of trusted relationships among tech teams, designers, key internal stakeholders and partner teams.
  • You’ll articulate a succinct product roadmap to deliver business value and share with stakeholders, elevating your team’s results and becoming a product matter expert.

• Intellectually Curious. You ask why, you explore, you’re not afraid to blurt out your crazy idea or follow an email chain for weeks to find someone with an answer. Comfortable with ambiguity, a hunger to learn and a seeker of new challenges.
• Communicator & Influencer. You can communicate complex ideas clearly regardless of your audience. Our team knows their priorities and why they’re doing what they’re doing. You always can rally associates to work with you.
• Do‑er. You’re biased toward action, you try things and sometimes you fail. You can get around roadblocks and stay focused on your goals. You’re well organized, able to multitask and able to prioritize your work.
• Passionate & Customer Focus. You care about growing others and bringing them…