Senior Technical Business Analyst ACH & Wires

Senior Technical Business Analyst – Payments (ACH & Wires)
About Intellibus

Intellibus Consulting is a boutique engineering and data consulting firm that builds mission-critical platforms for financial institutions. We specialize in modernizing complex banking, trading, and payments systems where reliability, compliance, and speed are non-negotiable.

At Intellibus, Business Analysts are delivery leaders deeply embedded with engineering, QA, and client stakeholders, owning outcomes end-to-end.

We are seeking a Senior Technical Business Analyst – Payments (ACH & Wires) to lead requirements, design integration, and coordinate delivery for high-volume, high-risk financial transaction systems:

This is a hands-on, execution-driven leadership role, working directly with:

• Banking operations
• Engineering and integration teams
• Compliance and risk stakeholders

You will own requirements from business workflow through technical implementation, ensuring flawless execution under tight regulatory and delivery timelines.

We are targeting candidates with real banking and payments platform experience
, including:

• Domestic and international wire transfers
• Payment clearing and settlement
• Exception handling and investigations
• Cut-off windows and batch vs real-time flows
• Integration with core banking systems

Experience in retail banking, commercial banking, or capital markets operations is highly preferred.

• Document payment workflows, exception paths, and regulatory checkpoints
• Translate bank operations into detailed technical specifications
• Ensure compliance with NACHA, Fedwire, and bank risk policies
• Own end-to-end business and technical requirements for ACH and wire platforms
• Define API contracts, file formats, and data mappings between systems
• Support integration between:
  • Core banking systems
  • Payment hubs
  • Fraud and compliance platforms
  • Reconciliation systems
  • Partner with engineering on design decisions and trade-offs
• Support UAT and production readiness
• Lead backlog grooming, sprint planning, and prioritization
• Write detailed user stories with acceptance criteria
• Actively unblock engineering and QA teams
• Support go-live and post-production stabilization
• Act as the primary interface between business operations and engineering
• Present progress, risks, and mitigation plans to client leadership
• Drive alignment across compliance, ops, and IT teams
• Own delivery accountability, not just documentation

• 12–15+ years as a Business Analyst or Technical Analyst in banking or payments
  Direct hands-on experience with ACH and wire transfer systems (mandatory)
• Deep payments domain knowledge (ACH & Wires)
• Strong technical documentation and integration mapping skills
• Ability to speak fluently with both engineers and banking operations
• Comfortable owning delivery, not just requirements
• Executive-ready presentation and reporting skills
• Strong understanding of:
  • Payment clearing and settlement
  • Bank cut-off times and batch cycles
  • Regulatory and compliance workflows
• Experience working with:
  • APIs, message queues, and file-based integrations
  • SQL and data validation
  • Agile delivery teams
• Proven ability to operate in high-pressure, deadline-driven environments
• Consulting or multi-client delivery experience strongly preferred

• 15-minute introductory video call with a member of our team
• Proctored GQ assessment and Slideware exercise to evaluate problem-solving and presentation skills
• Leadership and Executive interviews (panel or individual sessions, as needed)
• Offer decision and onboarding

If you are interested in reaching out to us, please apply, and our team will contact you within a few hours.