Senior Credit Analyst

Job Title

Senior Credit Analyst

Reno

As a Senior Credit Analyst you’ll be primarily responsible for managing and maintaining financial background information on present and prospective customers and developing credit studies for Loan Officers, Chief Credit Officers, and other Executive Management. You’ll manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.

• Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers; collecting, organizing, and analyzing company financials to ensure bank compliance and updating the bank’s systems accordingly; working directly with clients to resolve compliance issues and operational inquiries.
• Review client financials and perform sensitivity analysis to evaluate credit risk in connection with bank structures; prepare in‑depth reports providing plans of action based on qualitative and quantitative research.
• Collaborate cross‑functionally with bank groups to execute treasury management products, foreign‑exchange instruments, derivatives, and legal documents; produce loan packages for new and restructured loans.
• Facilitate reporting and requests on behalf of the bank with third parties (e.g., field auditors, appraisers); monitor loan disbursements to ensure compliance with bank regulations.

• 2 years of related experience in Accounting, Finance, Economics, or a similar field.
• Bachelor’s degree or equivalent experience.
• Entry‑level to intermediate knowledge of general banking operations including deposit operations, loan administration, treasury management, and/or other commercial banking products and services.
• Entry‑level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules and regulations, industry standards and practices.
• Entry‑level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• Ability to self‑motivate and work productively without supervision.
• Intermediate speaking and writing communication skills.

We offer all the important things you’d want: competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401(k) matching program, tuition assistance, an employee volunteer program, and wellness resources. You’ll have the opportunity to bolster your business knowledge and learn the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands‑on experience to help grow your career.

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank;
Member FDIC. Ameri Home Mortgage is a Western Alliance Bank company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation of origin, marital status, disability, protected veteran status, sexual orientation, gender identity, or genetic information. We also provide reasonable accommodations for individuals with disabilities. If you require a reasonable accommodation to complete any part of the application process, please email or call and provide your contact information and the nature of your accessibility issue.

• Financial Statement Preparation
• Credit Analysis
• Cash Flow Analysis
• Mathematics
• Banking
• Analysis Skills
• UCC Law
• Underwriting
• Financial Modeling
• Financial Report Interpretation
• Word Processing

Employment Type: Full‑Time

Experience: 2 years

Vacancy: 1